Earn on EUR, GBP and USD
Earn up to 10% interest on your euros, pounds and US dollars, paid out daily.
10% annual
compounding interest
Unique
daily payout
Add or withdraw
funds at any time
$100 million insurance on custodial assets
No minimum contribution required and #ZeroFees
10% APY
EUR Interest Account
10% APY
GBP Interest Account
10% APY
USD Interest AccountChoose between euros, pounds and US dollars. Make sure you are using the most up-to-date banking details and the correct reference to avoid any delays.
Once received, the assets in your Nexo Account will automatically start earning interest which is credited daily. You are free to add or withdraw your funds at any time at #ZeroFees.
| Asset | APY | Earned Today |
|---|---|---|
|
EUR
|
10% |
USD 284.91
|
|
GBP
|
10% |
USD 195.62
|
|
USD
|
10% |
USD 215.37
|
Start growing your wealth today with Nexo’s unmatched 10% APY and unique daily payout.
Over a decade of flawless FinTech success
Impeccable risk assessment, data protection, and state-of-the-art cybersecurity
Insurance on custodial assets via Lloyd’s of London
Round the clock assistance
Follow these simple steps and start earning up to 10% compounding interest on your idle crypto:
Log in to your secure Nexo account.
Transfer assets into your Nexo Wallet.
Earn on Crypto is available for BTC, ETH, LTC, XRP, EOS, XLM, BCH, USDT, USDC, TUSD, DAI, PAX, LINK, TRX, HUSD with more assets including BNB and PAXG coming soon!
Important: Assets held in your Credit Line wallet (used as collateral) will not earn interest.
Earn! You will start earning compounding interest after a minimum of 24 hours of your transfer. All interest is paid out daily in kind.
Your interest is automatically paid into your Savings Wallet so that next day you begin earning interest on it too.
Enjoy your high-yield passive income.
What are the interest rates (APY)?
Your interest rate is determined by the ratio of NEXO Tokens against the balance of the other assets in your Savings Wallet.
How is your interest calculated?
Your interest is credited into your Savings wallet daily and is then calculated in your upcoming interest transactions.
Daily Interest = Principal amount (in original cryptocurrency) x (APY/365)
Example:
If you've staked enough NEXO Tokens (10% or more of the value of your 1000 XRP) and deposited 1000 XRP, your calculation for daily interest for the first day will be:
1000 XRP x 0.0133680617% = 0.13368 XRP
Without NEXO Tokens staking, the calculation will be:
1000 XRP x 0.0107459782% = 0,107459 XRP
Important: Your interest rate (APY) may change if you choose to stake or unstake NEXO Tokens on any given day while earning interest on your other assets.
How can I calculate the Nexo token staking required for higher interest rates?
You will need to stake NEXO Tokens worth 10% of the total value of assets in your Savings Wallet to be eligible for higher interest rates.
The exact amount of NEXO Tokens required for the bonus interest rates in any given moment will depend on the token price and will be displayed in the Total Interest Earned section:
Example:
If the total balance in your Savings Wallet equals 10 000 USD (excl. the NEXO Token balance), you will have to stake 1000 USD worth of NEXO Tokens. As the price of the crypto assets fluctuates, it is advisable to add more NEXO Tokens to ensure that you will not miss out on our bonus interest rates.
You can also check your Total Balance in Savings Wallet (incl. your NEXO Token balance) anytime in the Account section of your Nexo profile:
What currency will the interest be paid out in?
The interest will be paid out in the same currency as your deposit currency (e.g. if you top up LTC, you will earn interest in LTC).
Where can I see the interest I have earned from my active deposit(s)?
You can see the daily interest from active deposits accumulated in the Account section under 'Total Interest Earned'.
After clicking on the Total Interest Earned button, you can access detailed information about all the crypto assets and the interest you have earned so far:
We will also send a weekly email to all the clients with active deposits that are earning interest. The email will contain information about the accumulated interest for the past 7 days, per asset.
The email will include only those assets for which at least one interest transaction was credited during the past week. Тhe total amount earned will be presented in the email in US dollars for the purposes of comparison. Keep in mind that you will still receive your interest payments in kind, not in USD.
How is Nexo able to pay interest on my assets?
We are committed to protecting your assets by lending them to institutions on an overcollateralized basis only, the way our crypto-backed loans work. Our rates are kept stable over time, because of Nexo's risk policy to never lend without collateral, which results in lower yields but basically no risk.
The main benefits of Nexo's "Earn Interest":
More details concerning "Earn Interest" for specific assets:
In order to transfer your crypto assets from your Credit Line Wallet to your SAVINGS Wallet and vice versa please follow the steps below:
Log in to your Nexo account.
Scroll to the bottom of the page where all supported cryptocurrencies are displayed. Please click on the "wallet" icon next to the assets you want to move to your Savings Wallet:
You will be shown a new window with information concerning your Savings Wallet and Credit Line Wallet along with the sum you can currently move to your Savings Wallet.
Please click on the "Transfer Between Wallets" button. In the new window, you can choose how much of your "excess collateral" you want to move to your Savings Wallet. After you are ready please click on the "Transfer" button.
You have successfully move your assets from Credit Line Wallet to Savings Wallet.
How to transfer funds from the Savings Wallet to the Credit Line Wallet?
Please follow the same steps above in order to transfer your funds form the Savings Wallet to the Credit Line Wallet. When you reach the 4th step, please click on the arrows to change the direction of the transfer:
We have updated the Nexo Wallet which will, from now on, be referred to as the Savings Wallet.
The standard Earn Interest rate is 8% for fiat and stablecoins and 4% for crypto assets.
In order to receive 10% and 5% interest on your savings respectively, at least 10% of the holdings in your Savings Wallet have to be in NEXO Tokens. If this condition is met, you will automatically receive an extra 25% on your assets compared to the standard rate.
Example:
Value of assets in your Saving Wallet: 10,000 USD
Value of NEXO Tokens required for you to get the highest interest: min of 1,000 USD
The exact amount of NEXO Tokens required for the bonus interest rates in any given moment will depend on the token price and will be displayed in the "Total Earned" screen:
Please follow these three steps to make your savings work for you:
What should I do to start earning 10% interest on my idle funds?
You will need to stake NEXO Tokens worth 10% of the total value of assets in your Savings Wallet to be eligible for higher interest rates.
The exact amount of NEXO Tokens required for the bonus interest rates in any given moment will depend on the token price and will be displayed in the "Total Earned" screen:
To learn more on how to earn 25% higher interest, please click here.
Main benefits of Nexo "Earn Interest on fiat currency" product:
To learn more about our "Earn Interest on fiat currency", please click here.
Nexo is the world’s leading regulated financial institution for digital assets. The company’s mission from day 1 is to maximize the value of digital assets by offering tax-efficient ‘Instant Crypto Credit Lines’, high-yield ‘Earn Interest’ products and ‘Send & Pay’ capabilities for our clients, while ensuring the $100 million custodial insurance and military-grade security of the Nexo Account. Since raising $52.5 million in 2018, Nexo has processed $3+ billion in 40+ fiat currencies for 800,000+ users across 200 jurisdictions.
This is not a startup this is a team that has a successful track record of over 10 years extending over $120 million in credit...The group recently raised over $50 million for Nexo, its crypto lending venture. All money will be loaned out to so-called hodlers, or those who intend to hold digital currency long-term.
The idea of crypto lending is one of the most revolutionary things that happened because of the wide adoption and popularity of cryptocurrencies (...) Switzerland-based Nexo is considered to be the first platform to provide instant crypto backed loans is adding XRP as the newest collateral option on their platform.
Nexo offered to provide immediate funding of up to $2 million per customer to SALT Lending’s backlog of loan applicants.
Nexo, a cryptocurrencies loan services, said this week that it’s going to offer interest payments on several leading stablecoins. When stored on the platform, trueusd (TUSD), geminidollar (GUSD), paxos standard (PAX), Circle’s usdcoin (USDC), and Maker’s dai (DAI) will generate an 8 percent interest rate for those holding the currency.
Nexo is ambitiously pursuing its goal of providing cryptoasset-backed credit to consumers in the EU and US. Nexo’s primary protocol functionality is an online platform that enables users to create instant cryptocurrency-backed loans by depositing various major cryptoassets into a Nexo account. The system automatically adjusts the credit limit based on the fluctuating value of the deposited cryptoassets.
The annualized dividend yield of NEXO is 4.80% which beats all dividend stocks in Warren Buffet’s portfolio: Apple at 1.4%, JP Morgan at 3%, Wells Fargo at 3.3%, and Goldman Sachs at 1.6%[...] A truly borderless enterprise, Nexo offers clients over 40+ fiat currencies to choose from in over 200 jurisdictions.
Start growing your wealth today with Nexo’s unmatched 10% APY and unique daily payout.