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Earn on Crypto

Earn up to 8% interest on crypto and up to 12% on stablecoins, paid out daily.

Laptop showcasing Nexo's Platform and focusing on Earn

Up to 12%

daily payout

Add or withdraw
funds at any time

$375 million insurance on custodial assets

Available Assets

Ready to earn interest? Grow your wealth with Nexo’s high-yield savings account.

12% APY

USDT Interest Account

12% APY

USDC Interest Account

12% APY

PAX Interest Account

12% APY

TUSD Interest Account

12% APY

DAI Interest Account

12% APY

HUSD Interest Account

12% APY

NEXO Interest Account

8% APY

BTC Interest Account

8% APY

ETH Interest Account

8% APY

XRP Interest Account

8% APY

BCH Interest Account

8% APY

LTC Interest Account

8% APY

BNB Interest Account

8% APY

EOS Interest Account

8% APY

LINK Interest Account

8% APY

XLM Interest Account

8% APY

TRX Interest Account

8% APY

PAXG Interest Account

8% APY

DOT Interest Account

8% APY

ADA Interest Account
Insurance on
custodial assets

How to Earn on Crypto

Passive Income Made Simple


Top Up Supported Assets

Choose between various cryptocurrencies and stablecoins. Make sure you are using the most up-to-date wallet address and the correct reference to avoid any delays.

USD Coin
NEXO Token
Bitcoin Cash
Top up Tether

Start Earning

Once received, the assets in your Nexo Account will automatically start earning interest which is credited to you daily. You are free to add or withdraw any amount at any time.

Asset APR Earned Today
USD 1273.41
USD 260.37
USD 195.62

It’s Simple. Earn Interest

Start growing your wealth today with Nexo’s unmatched 12% APR and unique daily payout.

Earn in 3 Minutes

Jumpstart your earnings with
our introductory video.

The Safest Way to Earn

The Nexo platform is equipped with a top-quality security infrastructure designed to protect your assets at all times.

Learn More

Military-grade Security

Cold storage held in military-grade Class III vaults

ISO 27001:2013 Compliant

Impeccable risk assessment, data protection, and state-of-the-art cybersecurity

$375 Million Insurance

Insurance on custodial assets

24/7 Customer Support

Round the clock assistance

Earn Better: Nexo Loyalty

Get the best rates for our
Earn on Crypto & Fiat products.

Loyalty Levels Overview


All your questions about Nexo answered.

How to earn up to 12% interest on crypto?

Start earning up to 12% interest in two simple steps:

  1. Open the Nexo platform or the Nexo Wallet App
  2. Transfer assets into your Nexo Wallet

You’re all set! Now you’re earning daily interest that automatically goes into your Savings Wallet.

Note: You’ll start earning interest at least 24 hours after your transfer. Also, assets held in your Credit Line Wallet (i.e. assets being used as collateral) will not earn interest.

Find out which digital assets are currently available for our Earn suite and what the exact interest rates are in our help center.

How to earn up to 12% interest on EUR, GBP and USD?

Earn up to 12% interest on GBP, EUR, and USD, following these three simple steps:

  1. Open the Nexo platform or the Nexo Wallet App.
  2. Complete Basic and Advanced Verification.
  3. Transfer your fiat into your Nexo account. Don‘t forget to use your unique reference code!

That’s it! You’ll instantly start earning interest as soon as the transaction is confirmed.

Note: The minimum top-up amounts are €1,000 for EUR, £10 for GBP.

For more detailed information, visit our help center.

How do I get Nexo’s highest interest rate?

To receive up to 12% interest on your savings, you have to:

  • Become a Platinum Loyalty tier client by making sure at least 10% of your Portfolio Balance comprises NEXO Tokens.
  • Opt to earn your interest in NEXO Tokens for an additional 2% interest.


Value of assets in your Savings Wallet: $10,000

Value of NEXO Tokens required for you to get the highest interest: min. of $1,000 in NEXO Tokens

To activate Earn in NEXO:

  1. Open the Nexo platform or the Nexo Wallet App.
  2. Click on the “Settings” menu in the “My profile” section.
  3. Activate the option to Earn in NEXO.

What are Nexo’s interest rates?

Your interest rate is determined by:

1. Your Loyalty tier, which in turn depends on the ratio of NEXO Tokens against the balance of other assets in your portfolio. The requirements for each tier are as follows:

  • Base: No NEXO Tokens are needed.
  • Silver: At least 1% of the Portfolio Balance in your account must comprise NEXO Tokens.
  • Gold: At least 5% of the Portfolio Balance in your account must comprise NEXO Tokens.
  • Platinum: At least 10% of the Portfolio Balance in your account must comprise NEXO Tokens.

2. Whether you choose to receive your interest in kind or NEXO Tokens:

  • Earning in kind means you receive your interest payments in the currency you’re earning on.
  • Earning in NEXO means you receive interest payments in NEXO Tokens and benefit from an extra 2% interest on all your holdings.

You can calculate your daily interest as shown below:

Daily Interest = Principal amount (in the original cryptocurrency) x (interest rate/365)

Note: Your interest rate will change depending on the ratio of NEXO Tokens to other assets in your portfolio and whether you decide to earn interest in NEXO or in kind.

Learn more about our interest rates here.

Close shot of woman using Nexo's Mobile App

The Finest Financial Services for Your Digital Assets

Nexo is the world’s leading regulated digital assets institution. The company’s mission from day 1 is to maximize the value of digital assets by offering tax-efficient ‘Instant Crypto Credit Lines’, high-yield ‘Earn Interest’ products and ‘Send & Pay’ capabilities for our clients, while ensuring the $375 million custodial insurance and military-grade security of the Nexo Account. Nexo currently manages $15+ billion in assets for 1,500,000+ users across 200 jurisdictions.

The world’s biggest crypto lender Nexo announced it officially backed its first mortgage using the cryptocurrency so “Mighty Ducks” actor Brock Pierce could buy a $1.2 million dollar home.

Nexo gives clients a tool that billionaires have had for years.

Brock Pierce backed the entire loan for the house with bitcoin. This was our first ever crypto-backed mortgage.

Nexo, which is backed by TechCrunch founder Michael Arrington, has introduced several initiatives over the last few months and recently became the first project to accept XRP as collateral. The company which functions as a bridge between the crypto world and the financial world.

Since the launch of Nexonomics, NEXO price has seen an increase of more than 480% with its market capitalization increasing from $68 million to its current value of $383 million over a three-month period.

Nexo offered to provide immediate funding of up to $2 million per customer to SALT Lending’s backlog of loan applicants.

Ein Darlehen aufnehmen und als Sicherheit die eigene Kryptowährung hinterlegen? Nexo macht es möglich. Es müssen lediglich KryptoAssets in den Nexo hinterlegt werden und sofort können Kunden einen Kredit aufnehmen, ohne sich einer Bonitätsprüfung unterziehen zu müssen.

The annualized dividend yield of NEXO is 4.80% which beats all dividend stocks in Warren Buffet’s portfolio: Apple at 1.4%, JP Morgan at 3%, Wells Fargo at 3.3%, and Goldman Sachs at 1.6%[...] A truly borderless enterprise, Nexo offers clients over 40+ fiat currencies to choose from in over 200 jurisdictions.

FOX Business
Yahoo Finance
Coin Telegraph
Der Aktionar
Associated Press

Start Earning

Start growing your wealth today with Nexo’s unmatched 12% APR and unique daily payout.