瑞波币-backed loans

利用您的瑞波币 获得由
进行担保的即时贷款

让您的加密货币为您效力唯一承保的账户,让您能以超过 45 种法定货币迅速拿到贷款,并用闲置资产按日赚取利息。

运作方式

对托管资产
投保 1 亿美元
更多信息

全球最大规模、最受信赖的加密货币出借机构 证明

Nexo 的即时加密货币
信用额度如何运作

Nexo Nexo

1 将加密货币资产存入
您的安全 Nexo 账户

加密货币资产由经过
美国证券交易所批准的著名托管机构BitGo进行担保

Nexo

2 信用额度
即时可用。无须信用调查

通过我们的全自动流程,立即获取
灵活信用额度

Nexo

3 直接刷卡付款,
或提现到银行账户

随时使用信用额度。
年利率从8%起,只对已用额度计息

Nexo

没有贷款最低还款额,
没有隐形收费

利息从您的剩余额度中扣除。
您可以随时还款

Nexo Platform Mobile
https://nexo.io
Nexo Platform

选择 Nexo 平台的理由


自动化实时平台

  • Nexo拥有功能完备的即时借贷平台,配以军用级别256 位加密技术,为用户提供无缝式体验。

承保的托管机构

  • Nexo与合作,保证所有加密货币资产的安全。BitGo 机构由劳合社承保、高盛银行作为担保,并且符合 CCSS 3 级和 SOC 2 标准。

监管合规

  • Nexo采用,以遵守客户身份验证与和反洗钱方面的全球合规标准。Onfido同样获得Coinbase比特币公司、英国金融技术创业公司Revolut、汇丰银行、全美互惠保险公司、国际汇款转账服务平台TransferWise以及B网的信任。

无需出售资产,即可获取现金

Nexo Nexo card

灵活的加密货币信用额度

您的加密货币信用额度限额取决于您在 Nexo 账户中留存的加密货币资产之市场价值。 如果您的加密货币增值,您的 Nexo 钱包立即自动增加信用额度。


了解更多内容  

我们深受客户喜爱

Nexo 相关数据



5 亿美元

满足 200,000+ 位 Nexo 用户的请求

支持 200 多个

国家和地区以及超过 45 种法定货币

超过 10 亿美元

即时的加密货币
贷款申请

40,000+

Telegram社区以及
Twitter上38,000+

超过 10 年

网上借贷成
功经验

客户

媒体关于 Nexo 的报导

瑞波币


Most often used by banks and other financial institutions to fortify their operational infrastructure, Ripple is both a distributed open source internet protocol and a cryptocurrency. It managed to rise to astonishing prominence during 2017. It has continued to dominate via its market capitalization, sitting within the top three cryptocurrencies since that time. Here are some interesting facts and a brief overview of Ripple - ticker symbol (XRP).

What is Ripple?

Ripple can be described as a real-time gross settlement system (RTGS) as well as a currency exchange and remittance network. It supports tokens that represent a wide range of items of value from fiat money, commodities and cryptocurrency to frequent flier miles and mobile minutes.

Ripple was founded in 2013 by Ripple Labs Inc. – a group of developers who had been working on prototypes of this kind of system dating back to 2004. The "Ripple" name can refer to three identities related to the project: Ripple Labs (the founding company that oversees the development of Ripple), the Ripple Transaction Protocol (RTXP), and the network's native cryptocurrency, (XRP), also known as Ripples.

Why Was It Created?

The Ripple protocol (XRP) was created to enable the near-instant and direct transfer of money between two parties. The main purpose of the Ripple platform is to enable the movement of large amounts of currency, cryptocurrency and other values around the world rapidly. While it can be used for individual-to-individual transactions, the platform was primarily built for banks, other large institutions and payment providers.

The use of XRP is totally independent of the Ripple network in general. Consequently, banks can use Ripple software to transfer money between different foreign currencies. Ripple Labs has claimed that over 100 major banks worldwide have signed up to the Ripple network (RippleNet).

XRP (Ripple) Features

Ripple is based on a shared public database that is managed by a network of independently validating servers that constantly compare transaction records. This common ledger makes use of a consensus process between those validating servers to ensure integrity. While it is consensus-oriented, Ripple is not a blockchain. Instead, it uses the Ripple Protocol Consensus Algorithm (RPCA).

RippleNet is the network of financial institutions that uses the following Ripple products:

  • Ripple's xCurrent platform uses a distributed ledger called "Interledger" and is the platform used by banks and other financial institutions to settle cross-border payments.
  • Ripple's XRP token is used by the xRapid platform where originating funds are converted into XRP before being transferred to their destination.
  • xVia is a user interface that has been designed to make these other platforms easier to use.

Like other cryptocurrencies, XRP can be divided down to many decimal places – in Ripple's case 6 decimal places. These Ripple fragments are referred to as "drops".

1 Drop = 0.000001 XRP

Supply and Circulation

There are currently approximately 40.3 billion units of Ripple in circulation, and the cryptocurrency's total supply is approximately 99.99 billion XRP.

This finite and slowly depleting supply of Ripple makes it deflationary.

Advantages

Transaction Speed - Unlike the transaction speed issues that have plagued many other cryptocurrencies (such as Bitcoin), Ripple can handle 1,500 transactions per second (tps). It has recently been updated to scale to levels similar to Visa at 50,000 tps.

Minimal Transaction Fees- Unlike some other cryptocurrencies, Ripple has a minimal internal transaction commission of just 1 drop (0.000001 XRP). This is designed to prevent DDoS attacks.

Legitimacy - Ripple Labs is an official organization that has earned the trust of many banks. It is not just another blockchain startup from an unknown company.

Disadvantages

Price Volatility - While Ripple began at a very low value when it launched and for its first few years, it has steadily increased as the cryptocurrency market has grown exponentially over the last few years. It is common to see the value of Ripple increase or decrease by 5 percent or more in a single day.

Questionable Decentralization - When 100 billion XRP was created, 20 billion XRP (or 20 percent) was retained by the founders of Ripple Labs. This centralized control is in direct contrast to the ideals and advantages of decentralized blockchains like Bitcoin.

Instant XRP (Ripple) Crypto Loans

Nexo is now offering Instant XRP (Ripple) Crypto Loans. Investors now have the ability to offer their XRP up as collateral for a XRP loan. This Instant Ripple Crypto Loan will allow investors to hold onto their XRP and receive borrowed crypto assets against their holdings.

Due to its popularity as one of the top three most widely held cryptocurrencies, XRP has a vast range of holders around the globe. Many of these XRP investors tend to sit on their holdings while it remains idle or in little use for long periods of time, and not allow it to be used in any earning capacity. Nexo can now offer a solution to this problem by allowing existing XRP holders to borrow against their existing holdings.

Also, by retaining XRP via an XRP loan with Nexo, investors do not risk losing any of the upside potential in the long term. In fact, an XRP loan could be the difference in securing a larger portfolio net worth in the present climate of the crypto market.