“相当满意，我申请了一笔用 NEXO代币抵押的贷款，不到 3 个小时他们已经将资金以Tether代币形式转给我了，让我可以继续做加密货币投资。感谢 Nexo——相当牛！”
“我需要一些法定货币，但又不想卖掉自己手里珍贵的#竞争币。在 Nexo 上用NEXO资金作抵押，几乎一眨眼就收到了一笔 5.5万美元的贷款无须信用审查，完全符合需求 😌"
“真的要好好表扬你们一下。已经拿到 3 笔贷款，全都一天之内到账。今后几年，NEXO美元代币肯定是我最主要的资金渠道了。继续加油哦。祝你们好运！”
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关键在于“即时”。贷款审批/转账不到 15 分钟。”
满足 200,000+ 位 Nexo 用户的请求
国家和地区以及超过 45 种法定货币
Most often used by banks and other financial institutions to fortify their operational infrastructure, Ripple is both a distributed open source internet protocol and a cryptocurrency. It managed to rise to astonishing prominence during 2017. It has continued to dominate via its market capitalization, sitting within the top three cryptocurrencies since that time. Here are some interesting facts and a brief overview of Ripple - ticker symbol (XRP).
Ripple can be described as a real-time gross settlement system (RTGS) as well as a currency exchange and remittance network. It supports tokens that represent a wide range of items of value from fiat money, commodities and cryptocurrency to frequent flier miles and mobile minutes.
Ripple was founded in 2013 by Ripple Labs Inc. – a group of developers who had been working on prototypes of this kind of system dating back to 2004. The "Ripple" name can refer to three identities related to the project: Ripple Labs (the founding company that oversees the development of Ripple), the Ripple Transaction Protocol (RTXP), and the network's native cryptocurrency, (XRP), also known as Ripples.
The Ripple protocol (XRP) was created to enable the near-instant and direct transfer of money between two parties. The main purpose of the Ripple platform is to enable the movement of large amounts of currency, cryptocurrency and other values around the world rapidly. While it can be used for individual-to-individual transactions, the platform was primarily built for banks, other large institutions and payment providers.
The use of XRP is totally independent of the Ripple network in general. Consequently, banks can use Ripple software to transfer money between different foreign currencies. Ripple Labs has claimed that over 100 major banks worldwide have signed up to the Ripple network (RippleNet).
Ripple is based on a shared public database that is managed by a network of independently validating servers that constantly compare transaction records. This common ledger makes use of a consensus process between those validating servers to ensure integrity. While it is consensus-oriented, Ripple is not a blockchain. Instead, it uses the Ripple Protocol Consensus Algorithm (RPCA).
RippleNet is the network of financial institutions that uses the following Ripple products:
Like other cryptocurrencies, XRP can be divided down to many decimal places – in Ripple's case 6 decimal places. These Ripple fragments are referred to as "drops".
1 Drop = 0.000001 XRP
There are currently approximately 40.3 billion units of Ripple in circulation, and the cryptocurrency's total supply is approximately 99.99 billion XRP.
This finite and slowly depleting supply of Ripple makes it deflationary.
Transaction Speed - Unlike the transaction speed issues that have plagued many other cryptocurrencies (such as Bitcoin), Ripple can handle 1,500 transactions per second (tps). It has recently been updated to scale to levels similar to Visa at 50,000 tps.
Minimal Transaction Fees- Unlike some other cryptocurrencies, Ripple has a minimal internal transaction commission of just 1 drop (0.000001 XRP). This is designed to prevent DDoS attacks.
Legitimacy - Ripple Labs is an official organization that has earned the trust of many banks. It is not just another blockchain startup from an unknown company.
Price Volatility - While Ripple began at a very low value when it launched and for its first few years, it has steadily increased as the cryptocurrency market has grown exponentially over the last few years. It is common to see the value of Ripple increase or decrease by 5 percent or more in a single day.
Questionable Decentralization - When 100 billion XRP was created, 20 billion XRP (or 20 percent) was retained by the founders of Ripple Labs. This centralized control is in direct contrast to the ideals and advantages of decentralized blockchains like Bitcoin.
Nexo is now offering Instant XRP (Ripple) Crypto Loans. Investors now have the ability to offer their XRP up as collateral for a XRP loan. This Instant Ripple Crypto Loan will allow investors to hold onto their XRP and receive borrowed crypto assets against their holdings.
Due to its popularity as one of the top three most widely held cryptocurrencies, XRP has a vast range of holders around the globe. Many of these XRP investors tend to sit on their holdings while it remains idle or in little use for long periods of time, and not allow it to be used in any earning capacity. Nexo can now offer a solution to this problem by allowing existing XRP holders to borrow against their existing holdings.
Also, by retaining XRP via an XRP loan with Nexo, investors do not risk losing any of the upside potential in the long term. In fact, an XRP loan could be the difference in securing a larger portfolio net worth in the present climate of the crypto market.