Your Loyalty tier – Base, Silver, Gold or Platinum – is based on the ratio of NEXO Tokens vs. the value of all the assets in your Portfolio Balance*, which must be at least 1%, 5% or 10% respectively.
Instant Crypto
Credit Lines™
Borrow interest rate
Earn on Crypto
Savings interest rate
Earn on Stablecoins
Savings interest rate
Earn on Fiat
Savings interest rate
Dividends
Free Monthly Crypto Withdrawals
Base
Up to 1% NEXO
Tokens in Portfolio
11.9%
up to 5%
+2%
8%
+2%
up to 8%
+2%
0
Silver
1 - 5% NEXO
Tokens in Portfolio
10.9%
up to 5.25%
+2%
8.25%
+2%
up to 8.25%
+2%
0
Gold
5 - 10% NEXO
Tokens in Portfolio
8.9%
up to 5.5%
+2%
9%
+2%
up to 9%
+2%
1
Platinum
At least 10% NEXO
Tokens in Portfolio
5.9%
up to 6%
+2%
10%
+2%
up to 10%
+2%
3
Base
Up to 1% NEXO
Tokens in Portfolio
Instant Crypto
Credit Lines™
Borrow interest rate
Earn on Crypto
Savings interest rate
Earn on Stablecoins
Savings interest rate
Earn on Fiat
Savings interest rate
Dividends
Free Monthly Crypto Withdrawals
11.9%
up to 5%
+2%
8%
+2%
up to 8%
+2%
0
Silver
1 - 5% NEXO
Tokens in Portfolio
Instant Crypto
Credit Lines™
Borrow interest rate
Earn on Crypto
Savings interest rate
Earn on Stablecoins
Savings interest rate
Earn on Fiat
Savings interest rate
Dividends
Free Monthly Crypto Withdrawals
10.9%
up to 5.25%
+2%
8.25%
+2%
up to 8.25%
+2%
0
Gold
5 - 10% NEXO
Tokens in Portfolio
Instant Crypto
Credit Lines™
Borrow interest rate
Earn on Crypto
Savings interest rate
Earn on Stablecoins
Savings interest rate
Earn on Fiat
Savings interest rate
Dividends
Free Monthly Crypto Withdrawals
8.9%
up to 5.5%
+2%
9%
+2%
up to 9%
+2%
1
Platinum
At least 10% NEXO
Tokens in Portfolio
Instant Crypto
Credit Lines™
Borrow interest rate
Earn on Crypto
Savings interest rate
Earn on Stablecoins
Savings interest rate
Earn on Fiat
Savings interest rate
Dividends
Free Monthly Crypto Withdrawals
5.9%
up to 6%
+2%
10%
+2%
up to 10%
+2%
3
*The Portfolio Balance is the combined value in USD of all the assets (crypto, stablecoins and fiat) in both your Credit Line AND Savings wallets. It will be visible in your account Dashboard.
21st Century Banking
The NEXO interface is intuitive and easy to use. I am happy with it. I am earning interest on my deposits, and I also took out a loan. Amazing how fast the transactions are processed. Lightspeed compared to a regular bank.
I started using Nexo in 2019 and for this time already I am very pleased and happy that today there is a company like Nexo. Perfect income for stable coins, even banks cannot be proud of it, as well as for your cryptocurrency, if you store them in your Nexo account. It’s just as wonderful because all your assets are insured against a commercial crime and it gives me peace of mind. Moreover, Nexo shares its income with all holders of its NEXO tokens, and I am happy to be the owner of NEXO tokens.
This is arguably the best financial experience I've ever had. I've been an investor most of my adult life. I've been heavily invested in real estate and have a lot of experience with banks and traditional finance. I can assure you that what Nexo has built is light years ahead. Great interest rates and great lending practices. You can view Nexo as a force multiplier for your finances. Do yourself a favor and use it!
Nexo: Heading towards multi Billion dollar valuation
Nexo is great, they continue to process more loans and grow that number month over month. They are insured, regulated, and make the token have intrinsic value by handing out dividends. And nexo has always responded to my customer requests within 24 hours-building a lot of trust these last 2 years.
Nexo, A highly reliable platform with great products
Nexo is a highly reliable and secure platform. This can be hard to find in the crypto space. Nexo delivers Not just on security which gives me the confidence to invest online, but it also offers great products such as its high interest yield savings accounts, low rate loans and their own token which offers generous dividends and is continually gaining strength and improving in price. With an expanding offering of crypto currencies there is plenty more to look forward to. I would recommend using the nexo platform to anyone wanting a secure and reliable investment option for crypto.
What is NEXO Token and what are benefits of owning NEXO Token?
At Nexo we value all of our customers greatly which is why we devised the NEXO Token, the world’s first compliant, dividend-paying, asset-backed token, featuring the following benefits:
Stacking NEXO Tokens can give you up to 50% discount on the accumulated interest.
Staking NEXO Tokens also brings clients up to 25% higher interest on the idle assets in their Nexo Account.
Nexo shares 30% of its profits in the form of dividends with NEXO Token Holders. Until now ±9.5MUSD has been distributed through three dividend payments (2018, 2019,2020). In order to participate, two conditions have to be met:
NEXO Token Holders must undergo one-time KYC (Advanced Verification) just as they would do at any other compliant financial institution. Nexo’s KYC process is straightforward, fully automated and usually takes less than two minutes;
NEXO Tokens must be held/staked in your Nexo Wallets at the ex-dividend date.
If you want to be a part of the Nexo enterprise and earn along with the company, buying NEXO is as easy as purchasing any other crypto asset. Huobi Global is currently the largest exchange, where NEXO is available. A complete list of all exchanges where NEXO Tokens are traded can be found here.
We consider the NEXO Token a means of giving investors the opportunity to participate in Nexo’s financial blessings and we hope you enjoy it.
If I put NEXO up as collateral in my account, do I still receive dividends on it while repaying the loan?
Yes, you will receive dividends on all NEXO Tokens held in your Nexo account. To learn more about Nexo dividents please click here.
In other words - it does not matter in which wallet Credit Line or Savings you hold your NEXO Tokens.
How to buy NEXO Tokens to Earn 30% Dividends using Nexo platform
Please follow these steps to acquire Nexo tokens:
1. Please log in to your Nexo account and then click on the “Buy Nexo” button.
2. Click on the “Buy/Sell instantly” button and pay attention to the information in the "warning section"
3. Provide the amount and the type of cryptocurrency you want to exchange for Nexo tokens:
4. Click on the “Swap now” button. On the next screen, you will notice that your Nexo wallet address is pre-populated.
5. Provide an email address you want to use.
Please note that if you do not have an account at Changelly, then they will create an account on your behalf on their platform using the email address you provided and will send you a confirmation email to that email address.
5. a) Log in to the email account you provided in the above step and verify your email. At the same time, you will be requested to create a password for your Changelly account.
5. b) If you already have an account on the Changelly platform, please provide your password (point 6). If you have forgotten it, please go to changelly.com and reset it.
6. Please enter your Changelly password in the “Enter your password” field and click on "Proceed".
Please do not use your Nexo account password as it will not work. You have to enter your Changelly password.
7. You will be redirected to the following screen:
8. Click on the “Copy” button and then paste it in the “withdraw to” address field when creating the transaction using your private or Nexo wallet.
If using your Nexo wallet and you have the required amount of crypto in it, please go and click on the “Withdraw” button next to the crypto you decided to change to Nexo. Paste in the “Withdraw address” the address you copied from the screenshot above, choose the same amount and confirm the transaction.
You will receive an email confirming the transaction from Changelly to the email address you provided a couple of steps above. After the exchange process is completed, the Nexo will be automatically added to your Nexo wallet.
Where do I need to hold NEXO Tokens, in order to receive dividends?
Dividends are available to all NEXO Token holders, regardless of how many tokens they own and in which wallet Credit or Savings they are held, as long as two conditions are met:
NEXO Token holders must undergo one-time KYC (Advanced Verification), just as they would do at any other compliant financial institution. Nexo’s KYC process is straightforward, fully automated and usually takes less than two minutes;
NEXO Tokens must be held/staked in your Nexo account (Credit or Savings Wallet) at the ex-dividend date. The ex-dividend date will be communicated in advance.
The latest official information about dividend payments has been carefully explained here.
What is the smart contract address, token symbol and decimals?
With the account that caters to your profit and prosperity through our leading credit line service for digital assets and high-yield interest on your idle savings.
+2% 
