Card Like No Other

Unlike most cards, the Nexo Card lets you keep your crypto, rather than sell it.

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How It Works

All the features you need, right at your fingertips.

  • Use Your Crypto as Collateral

    Essentially, you use your digital assets as collateral while spending their fiat value at millions of merchants worldwide.

  • Spend the Available Credit

    The card is tied to Nexo’s Instant Crypto Credit Lines. All purchases are deducted automatically from your available credit line while your portfolio remains intact.

  • Retain Ownership of Your Assets

    The credit line can use one or multiple assets as collateral, allowing you to spend up to 90% of the value of your crypto without selling it.

Crypto Rewards

Earn up to 2% in Crypto Rewards

The Nexo Card allows you to not just HODL but earn additional free crypto with every purchase.

  • Bitcoin icon


    Get up to 0.5% in crypto rewards when earning in Bitcoin.

  • NEXO token icon


    Or change your reward type to NEXO to get up to 2% back.

Nexo Card
You've just earned $12.74 🎉 in crypto rewards on your purchase at GAP
You've just earned $1.47 🎉 in crypto rewards on your purchase at STARBUCKS
You've just earned $7.26 🎉 in crypto rewards on your purchase at WHOLE FOODS


Get Funds from Just 0% APR

Unlike traditional high-cost credit cards, the Nexo Card offers you rates starting from 0% APR1 and never exceeding 13.9% APR.

  • Nexo Card
    from 0% APR1

  • Nexo Card
    up to 13.9% APR

  • Traditional Credit Card
    from 17.9% APR

  • Traditional Credit Card
    up to 34.9% APR

Optimize Your Tax Liabilities

When spending through a debit crypto card your digital assets are sold and converted to fiat which triggers a taxable event. The Nexo Card allows you to spend without selling your crypto, hence no taxable event will occur.

No Minimum Repayments & No Fees

Yes, you read that right. We don't require you to make any minimum monthly repayments on your Nexo Card! There are also no monthly, annual, or inactivity fees to worry about.

Nexo credit card

Go Virtual & Spend Immediately

Don’t want to wait for your physical card to arrive? Simply activate your virtual Nexo Card with a single tap and start spending with your phone instantly.

  • Apple Pay logo
  • Google Pay logo

Travel & Earn

Love to Travel? Of Course, You Do!

Pay like a local and earn rewards with the ultimate travel card.

  • 90M+


    Accepted by over 90 million merchants across the globe.

  • €20,000

    No FX fees

    Save on foreign transaction fees for up to €20,000 per month.

  • 10 Free

    ATM withdrawals

    Get up to 10 free ATM withdrawals every month.

  • €10,000

    ATM limit

    A generous monthly ATM withdrawal limit of up to €10,000.


Spend with Peace of Mind

Manage your Nexo Card in real time with just a few taps.

  • Freeze your card if you lose it.

  • Change your PIN at any time.

  • Transactions icon

    Track transactions with instant notifications.

Learn more about Nexo's approach to security

How To Get Your Card

Issuing your Nexo Card only takes a couple of seconds and is free of charge.

  1. 1

    Open the Nexo app

    Download the Nexo app, open it and then go to the Card tab.

  2. 2

    Activate your card

    Tap on the Activate Card button to issue your virtual card in seconds.

  3. 3

    Add to Apple Pay or Google Pay

    Select Add to Wallet and follow the on-screen instructions. You can now start spending via Apple Pay or Google Pay!

Learn More
Phone mockup
Open the app and go the Card tab Activate Nexo card Add Nexo Card to Apple Pay or Google Pay


Have questions? Here are the answers.
Visit our Help Center for more.

  • What is the Nexo Card and how does it work?

    The Nexo Card is a natural extension of our Instant Crypto Credit Lines, allowing you to make everyday purchases on the go without having to sell your valuable crypto. Put simply, Nexo gives you fiat you can spend and in return, you provide crypto as security for repayment – and all this is done in the background whenever you make a purchase with your card.

    Rates start from 0% APR1 and never exceed 13.9% APR. You can enable the “Purchase with 0% APR” option from the Card Settings menu inside the Card tab. Once enabled, we’ll transfer just enough collateral to keep your LTV below 20% so you benefit from our 0% Dynamic Interest – provided you have enough assets in your account.

    As soon as you get your Nexo Card, you’ll start earning instant crypto rewards on every purchase, paid out in Bitcoin (up to 0.5% back) or NEXO Tokens (up to 2% back) – with the option to change your reward currency at any time, as often as you like.

    And there are even more benefits for you to enjoy:

    • No minimum monthly repayments

    • No monthly, annual, or inactivity fees

    • No FX fees for up to €20,000 per month

    • Up to €10,000 in monthly ATM withdrawals

    • Up to 10 free withdrawals per month

    • Free additional virtual cards

    You’ll be able to activate your virtual Nexo Card immediately and order a physical one that will arrive in due time. Once connected to Apple Pay or Google Pay, the virtual card functions just like the physical one – you can even make contactless withdrawals on most ATMs. The added benefit of the virtual card is that you can’t lose it or have it stolen out of your pocket or purse.

    Note: Keep in mind there are monthly and daily transaction and withdrawal limits on your Nexo Card. See the details below.

    Transaction limits:

    • Monthly: up to €60,000

    • Daily: up to €10,000

    • Per single transaction: up to €10,000

    ATM withdrawal limits:

    • Monthly: up to €10,000

    • Daily: up to €2,000

    • Per single withdrawal: up to €600

  • What crypto rewards will I get with my Nexo Card?

    The Nexo Card is part of our Loyalty Program. Each Loyalty tier has its own crypto rewards rate:

    • Platinum: 2% in NEXO Tokens or 0.5% in BTC

    • Gold: 1% in NEXO Tokens or 0.3% in BTC

    • Silver: 0.7% in NEXO Tokens or 0.2% in BTC

    • Base: 0.5% in NEXO Tokens or 0.1% in BTC

    The more NEXO Tokens you hold in your account, the higher your Loyalty tier and the more crypto rewards you will receive when using the Nexo Card. Learn more about our Loyalty Program here.

    As you climb the Loyalty tiers, your monthly reward cap also increases:

    • Platinum: $200 monthly cap on crypto rewards

    • Gold: $150 monthly cap on crypto rewards

    • Silver: $100 monthly cap on crypto rewards

    • Base: $50 monthly cap on crypto rewards

    The above limits will reset on a 30-day rolling basis.

  • Where is the Nexo Card available?

    Currently, only citizens of the European Economic Area (EEA) can order a Nexo Card. To be eligible, you need to verify your identity and also meet the following criteria:

    • For a virtual card: maintain a Portfolio Balance of at least $50.

    • For a physical card: maintain a Portfolio Balance of at least $500 and a Gold or Platinum Loyalty tier.

  • How to activate my card?

    Activating your virtual Nexo Card is almost instantaneous: 

    1. Open the Nexo app and tap on the 'Card' section.

    2. Tap on the 'Activate Nexo Card' button to issue your virtual card.

    3. Add the card to Apple Pay or Google Pay.

    4. You're now ready to make your first transaction!

    For more detailed instructions, visit our Help Center.

    To see your card number, expiration date and CVC, go to the Card section and tap on ‘Card Details’. You can also freeze or unfreeze your card, reveal or change its PIN, go through your transaction history, track your monthly transaction limits, and change your reward currency – BTC or NEXO.

    If you’d like, you can also order a physical Nexo Card:

    1. Open the Nexo app and go to the ‘Card’ tab.

    2. Swipe left and tap on the ‘Order Nexo Card’ button.

    3. Follow the on-screen instructions and wait up to 2 weeks for your card to arrive.

    4. Once you receive your card, activate it by opening the Nexo app, entering your 16-digit card number, and selecting a PIN.

    Whether you decide to spend through the virtual card or the physical one, keep in mind that you’ll be earning crypto rewards on every purchase you make. Also, both cards have no monthly, annual or inactivity fees.

  • How many free withdrawals am I allowed per month?

    Depending on your Loyalty tier, you can enjoy up to 10 free withdrawals:

    • Platinum: 10 free withdrawals

    • Gold: 5 free withdrawals

    • Silver: 3 free withdrawals

    • Basic: 1 free withdrawal

    Once you run out of free withdrawals, you’ll be charged only €1.99 per additional withdrawal until your monthly limit resets again.

  • Are there any foreign transaction fees?

    Depending on your Loyalty tier, you can enjoy up to €20,000 in free foreign transactions:

    • Platinum: No FX fees for up to €20,000 per month

    • Gold: No FX fees for up to €10,000 per month

    • Silver: No FX fees for up to €5,000 per month

    • Basic: No FX fees for up to €3,000 per month

    Once you reach your currency exchange limit, you’ll be charged a modest 0.5% fee on foreign transactions until your monthly limit resets again.

  • How to make repayments on my Nexo Card?

    You can do this by tapping the “Repay” button on the Dashboard inside the Nexo app. Keep in mind that if you already have an open credit line, the outstanding credit from spending with the Nexo Card will merge with your open credit line.

Earn Crypto on Every Purchase

Order your card today and get instant worldwide access to your digital assets.

Get Your Card
Nexo Card levitating over hand