Get 2% promo rewards on each purchase. For a limited time only, earn our highest rewards.
Unlike most cards, the Nexo Card lets you keep your crypto, rather than sell it.
All the features you need, right at your fingertips.
Essentially, you use your digital assets as collateral while spending their fiat value at millions of merchants worldwide.
→The card is tied to Nexo’s Instant Crypto Credit Lines. All purchases are deducted automatically from your available credit line while your portfolio remains intact.
→The credit line can use one or multiple assets as collateral, allowing you to spend up to 90% of the value of your crypto without selling it.
→Earn 2% in Crypto Rewards
For a limited time only, every Nexo Card holder will earn our highest rewards with every purchase or ATM withdrawal.
0.5%
Get 0.5% in crypto rewards when earning in Bitcoin.
2%
Or change your reward type to NEXO to get 2% back.
Get Funds from Just 0% APR
Unlike traditional high-cost credit cards, the Nexo Card offers you rates starting from 0% APR1 and never exceeding 13.9% APR.
Nexo Card
from 0% APR1
Nexo Card
up to 13.9% APR
Traditional Credit Card
from 17.99% APR
Traditional Credit Card
up to 25.99% APR
When spending through a debit crypto card your digital assets are sold and converted to fiat which triggers a taxable event. The Nexo Card allows you to spend without selling your crypto, hence no taxable event will occur.
Yes, you read that right. We don't require you to make any minimum monthly repayments on your Nexo Card! There are also no monthly, annual, or inactivity fees to worry about.
Don’t want to wait for your physical card to arrive? Simply activate your virtual Nexo Card with a single tap and start spending with your phone instantly.
Pay like a local and earn rewards with the ultimate travel card.
90M+
Merchants
Accepted by over 90 million merchants across the globe.
€20,000
No FX fees
Save on foreign transaction fees for up to €20,000 per month.
10 Free
ATM withdrawals
Get up to 10 free ATM withdrawals every month.
€10,000
Withdrawal limit
A generous monthly withdrawal limit of up to €10,000.
Manage your Nexo Card in real time with just a few taps.
Freeze your card if you lose it.
Change your PIN at any time.
Track transactions with instant notifications.
Issuing your Nexo Card only takes a couple of seconds and is free of charge.
Have questions? Here are the answers.
Visit our Help Center for more.
The Nexo Card is a natural extension of our Instant Crypto Credit Lines, allowing you to make everyday purchases on the go without having to sell your valuable crypto. Put simply, Nexo gives you fiat you can spend and in return, you provide crypto as security for repayment – and all this is done in the background whenever you make a purchase with your card.
Rates start from 0% APR1 and never exceed 13.9% APR. You can enable the “Purchase with 0% APR” option from the Card Settings menu inside the Card tab. Once enabled, we’ll transfer just enough collateral to keep your LTV below 20% so you benefit from our 0% Dynamic Interest – provided you have enough assets in your account.
As soon as you get your Nexo Card, you’ll start earning instant crypto rewards on every purchase or ATM withdrawal, paid out in Bitcoin (up to 0.5% back) or NEXO Tokens (up to 2% back) – with the option to change your reward currency at any time, as often as you like.
And there are even more benefits for you to enjoy:
No minimum monthly repayments
No monthly, annual, or inactivity fees
No FX fees for up to €20,000 per month
Up to €10,000 in monthly ATM withdrawals
Up to 10 free withdrawals per month
Free additional virtual cards
You’ll be able to activate your virtual Nexo Card immediately and order a physical one that will arrive in due time. Once connected to Apple Pay or Google Pay, the virtual card functions just like the physical one – you can even make contactless withdrawals on most ATMs. The added benefit of the virtual card is that you can’t lose it or have it stolen out of your pocket or purse.
Note: Keep in mind there are monthly and daily transaction and withdrawal limits on your Nexo Card. See the details below.
Transaction limits:
Monthly: up to €60,000
Daily: up to €10,000
Per single transaction: up to €10,000
ATM withdrawal limits:
Monthly: up to €10,000
Daily: up to €2,000
Per single withdrawal: up to €600
For a limited time, users in all Loyalty tiers can take advantage of the maximum reward rates:
Platinum: 2% in NEXO Tokens or 0.5% in BTC
Gold: 2% in NEXO Tokens or 0.5% in BTC
Silver: 2% in NEXO Tokens or 0.5% in BTC
Base: 2% in NEXO Tokens or 0.5% in BTC
Once that limited-time offer ends, the regular reward rates will turn into effect:
Platinum: 2% in NEXO Tokens or 0.5% in BTC
Gold: 1% in NEXO Tokens or 0.3% in BTC
Silver: 0.7% in NEXO Tokens or 0.2% in BTC
Base: 0.5% in NEXO Tokens or 0.1% in BTC
Currently, only citizens of the European Economic Area (EEA) can order a Nexo Card. To be eligible, you need to verify your identity and also meet the following criteria:
For a virtual card: maintain a Portfolio Balance of at least $50.
For a physical card: maintain a Portfolio Balance of at least $500 and a Gold or Platinum Loyalty tier.
Activating your virtual Nexo Card is almost instantaneous:
Open the Nexo app and tap on the 'Card' section.
Tap on the 'Activate Nexo Card' button to issue your virtual card.
Add the card to Apple Pay or Google Pay.
You're now ready to make your first transaction!
To see your card number, expiration date and CVC, go to the Card section and tap on ‘Card Details’. You can also freeze or unfreeze your card, reveal or change its PIN, go through your transaction history, track your monthly transaction limits, and change your reward currency – BTC or NEXO.
If you’d like, you can also order a physical Nexo Card:
Open the Nexo app and go to the ‘Card’ tab.
Swipe left and tap on the ‘Order Nexo Card’ button.
Follow the on-screen instructions and wait up to 2 weeks for your card to arrive.
Once you receive your card, activate it by opening the Nexo app, entering your 16-digit card number, and selecting a PIN.
Whether you decide to spend through the virtual card or the physical one, keep in mind that you’ll be earning crypto rewards on every purchase you make. Also, both cards have no monthly, annual or inactivity fees.
Depending on your Loyalty tier, you can enjoy up to 10 free withdrawals:
Basic: 1 free withdrawal
Silver: 3 free withdrawals
Gold: 5 free withdrawals
Platinum: 10 free withdrawals
Once you run out of free withdrawals, you’ll be charged only €1.99 per additional withdrawal until your monthly limit resets again.
Depending on your Loyalty tier, you can enjoy up to €20,000 in free foreign transactions:
Basic: No FX fees for up to €3,000 per month
Silver: No FX fees for up to €5,000 per month
Gold: No FX fees for up to €10,000 per month
Platinum: No FX fees for up to €20,000 per month
Once you reach your currency exchange limit, you’ll be charged a modest 0.5% fee on foreign transactions until your monthly limit resets again.
You can do this by tapping the “Repay” button on the Dashboard inside the Nexo app. Keep in mind that if you already have an open credit line, the outstanding credit from spending with the Nexo Card will merge with your open credit line.
Order your card today and get instant worldwide access to your digital assets.
Get Your Card