The Nexo Card is a natural extension of our Instant Crypto Credit Lines, allowing you to make everyday purchases on the go without having to sell your valuable crypto. Put simply, Nexo gives you fiat you can spend and in return, you provide crypto as security for repayment – and all this is done in the background whenever you make a purchase with your card.
Rates start from 0% APR1 and never exceed 13.9% APR. You can enable the “Purchase with 0% APR” option from the Card Settings menu inside the Card tab. Once enabled, we’ll transfer just enough collateral to keep your LTV below 20% so you benefit from our 0% Dynamic Interest – provided you have enough assets in your account.
As soon as you get your Nexo Card, you’ll start earning instant crypto rewards on every purchase or ATM withdrawal, paid out in Bitcoin (up to 0.5% back) or NEXO Tokens (up to 2% back) – with the option to change your reward currency at any time, as often as you like.
And there are even more benefits for you to enjoy:
No minimum monthly repayments
No monthly, annual, or inactivity fees
No FX fees for up to €20,000 per month
Up to €10,000 in monthly ATM withdrawals
Up to 10 free withdrawals per month
Free additional virtual cards
You’ll be able to activate your virtual Nexo Card immediately and order a physical one that will arrive in due time. Once connected to Apple Pay or Google Pay, the virtual card functions just like the physical one – you can even make contactless withdrawals on most ATMs. The added benefit of the virtual card is that you can’t lose it or have it stolen out of your pocket or purse.
Note: Keep in mind there are monthly and daily transaction and withdrawal limits on your Nexo Card. See the details below.
ATM withdrawal limits: