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Get an Instant Loan
backed with your Bitcoin
Let your crypto work for you. The only insured account that lets you borrow instantly in 45+ fiat currencies and earn daily interest on your idle assets.
$100 Million Insurance
on Custodial Assets
More
Licensed & Regulated Financial Institution
How The Nexo Instant
Crypto Credit Line Works
1
Deposit Crypto Assets to
Your Secure Nexo Account
Crypto assets are secured by
renowned SEC-approved custodian BitGo
2
A Credit Line Becomes Instantly
Available. No Credit Checks
Receive an instant flexible credit line
using our fully automated process
3
Spend Money Instantly by Card
or Withdraw to Bank Account
Spend from the credit line at any time.
From 8% per year APR on what you use
No Minimum Repayments,
No Hidden Fees
Interest is debited from your available limit.
Make repayments at any time
https://nexo.io
Why Choose The Nexo Platform
Live Automated Platform
-
Nexo has a fully operational instant lending platform with seamless user experience and military-grade security with 256-bit encryption.
Insured Custodian
-
Nexo partners with
to secure all crypto assets. BitGo is insured by Lloyd's, backed by Goldman Sachs and is CCSS Level 3 and SOC 2 compliant.
Regulatory Compliance
-
Nexo is using
to adhere to the strictest KYC and AML global compliance standards. Onfido is also trusted by Coinbase, Revolut, HSBC, Nationwide, TransferWise and Bittrex.
Instant Access To Cash
Without Selling
Flexible Crypto Credit Line
Your Crypto Credit Line limit is based on the market value of the crypto assets in your Nexo Account. Additional credit is automatically and instantly available upon appreciation of your crypto’s value
Learn More
Our Clients Love Us
"I am really impressed, in less than 3 hours I applied for a loan leaving NEXO tokens as collateral and they already transferred the funds in Tether to continue making investments in Cryptography. Thank you, Nexo - really amazing!"
"Needed some fiat but didn't want to sell any of my precious #altcoins. Used my $NEXO as collateral on Nexo and got a loan for $55K USD almost instantly. No credit check, just what I needed 😌"
"I'm extremely bullish on $Nexo too. Took out my 2nd loan on Friday, within 1hr it was approved and I had USDT sitting in my Binance account. This is an innovation."
"I see nexo being the gold standard in crypto lending. Like BNB is in the exchange token space nexo will be in crypto lending."
OptimisticTrav
"Incredible project, incredible team. Took some loan, instant payment, I thought it was just buzzwords, but I got the money in a few hours. Insane!"
"What a fantastic service to all the crypto believers. Just bought a new car on crypto loan through Nexo. Great time to be buying the $NEXO token."
"You guys definitely deserve to be praised. Took 3 loans already and none of them has taken more than a day. $NEXO will definitely be my biggest bag for coming years. Keep doing what you do. Good luck!"
"I’m impressed by the great token utility as I can take a loan against $NEXO while those same NEXO tokens will also earn me dividends ❤️every month."
"Just a note to say I've had another brilliant experience with Nexo, having received funds to my account after requesting a loan last night."
@DavidMc0
"Did my first loan. Was easy, fast and I got in the trade I wanted. Best part is - I still have my BTC!"
"Just got a loan with Nexo very smooth process! I Think I might invest. Cool!"
prodical
"Thanks for the loan! One of the few projects that actually works well! Congratz 💪"
"It took literally less than 24 hrs from funding Nexo account to cash in my bank account! Good job Nexo!"
"Instant" is the important keyword. I've gotten loans approved/transferred from them in under 15 minutes."
Nexo In Numbers
$700 million
Processed for 200,000+ Nexo Users
250+
Jurisdictions and 45+ Fiat Currencies Supported
$1+ billion
in Instant Crypto
Loan Requests
40,000+
Community on Telegram and
38,000+ on Twitter
10+ Years
of Successful Track Record in
Online Lending
Clients
Cryptocurrency Investors
Cryptocurrency investors can receive immediate funding based on the market value of their Bitcoin, Ethereum or other liquid cryptocurrencies, tokenized assets or utility tokensCrypto Miners
Covering capital expenses such as computing power needed by Crypto Miners in order to stay competitive and grow their operations, often requires liquidation of mining rewards. This can be avoided by opening an instant crypto-backed loan with NexoHedge Funds
Hedge Funds who have invested in cryptocurrencies, ICO tokens and other digital assets can leverage their portfolio by obtaining an instant crypto-backed loan from Nexo and take advantage of new investment opportunitiesCryptocurrency Exchanges
Cryptocurrency exchanges and trading platforms can use Nexo's instant crypto-backed loans to raise necessary funds to finance their margin lending and trading servicesICO and Crypto Companies
Instead of directly selling the cryptocurrency raised from an ICO or generated in the course of business, crypto companies can now setup an instant crypto-backed loan to meet their working capital and operating expenses requirementsGamers and Virtual Reality Users
There are 2.2 billion gamers and VR users who trade in-game and VR items valued at over $50 billion. Instead of selling the items and losing the opportunity to use them in the future, they can now be used in a Nexo Account to meet short-term liquidity needsNexo In The Media
The world’s biggest crypto lender Nexo announced it officially backed its first mortgage using the cryptocurrency so 'Mighty Ducks’ actor Brock Pierce could buy a $1.2 million home.
Nexo gives clients a tool that billionaires have had for decades
This is not a startup. This is a team that has a successful track record for over 10 years extending over $120 million in credit [...]. The group recently raised $50 million for Nexo, its crypto-lending venture. All money will be loaned out to so-called hodlers, or those who intend to hold digital currency long-term.
Brock Pierce backed the entire loan for the house with bitcoin. This was our first-ever crypto-backed mortgage.
Nexo, which is backed by TechCrunch founder Michael Arrington, has introduced several initiatives over the past few months and recently became the first project to accept XRP as collateral. The company, which functions as a bridge between the crypto world and the financial world
Cryptocurrency startup Nexo, which is backed by TechCrunch founder Michael Arrington, has launched a cash-based lending platform [...]. [The] structure allows Nexo to provide instant loans without requiring credit checks or the time delay that manual approval processes require.
A good example is Nexo.io, a company providing instant cryptocurrency backed loans. [...] Its token is “the world's first SEC-compliant dividend-paying asset-backed security token.” The NEXO Dividend Token pays out 30 percent of the company’s profits to token holders each month. Payouts will be made in ETH and distributed proportionately to Nexo investors.
The idea of crypto lending is one of the most revolutionary things that happened because of the wide adoption and popularity of cryptocurrencies (...) Switzerland-based Nexo is considered to be the first platform to provide instant crypto backed loans is adding XRP as the newest collateral option on their platform.
Nexo offered to provide immediate funding of up to $2 million per customer to SALT Lending’s backlog of loan applications
Nexo, a cryptocurrency loans service, said this week that it’s going to offer interest payments on several leading stablecoins. When stored on the platform, trueusd (TUSD), gemini dollar (GUSD), paxos standard (PAX), Circle’s usdcoin (USDC), and Maker’s dai (DAI) will generate a 8 percent interest rate for those holding the currencies.
Nexo is ambitiously pursuing its goal of providing cryptoasset-backed credit to consumers in the EU and U.S. [...]. Nexo’s primary protocol functionality is an online platform that enables users to create instant cryptocurrency-backed loans by depositing various major cryptoassets into a Nexo account. The system automatically adjusts the credit limit based on the fluctuating value of the deposited cryptoassets.
“Ein Darlehen aufnehmen und als Sicherheit die eigene Kryptowährung hinterlegen? Nexo macht es möglich. Es müssen lediglich KryptoAssets in den Nexo hinterlegt werden und sofort können Kunden einen Kredit aufnehmen, ohne sich einer Bonitätsprüfung unterziehen zu müssen. “
DER AKTIONÄR
Тhe annualized dividend yield of NEXO is 4.80% which beats all dividend stocks in Warren Buffett’s portfolio: Apple at 1.4%, JPMorgan at 3%, Wells Fargo at 3.3% and Goldman Sachs at 1.6% (...) A truly borderless enterprise, Nexo offers clients 40+ fiat currencies to choose from in over 200 jurisdictions.
Bitcoin
Bitcoin is the first, the most well-known cryptocurrency and the one with the largest adoption that spawned the FinTech move towards blockchain and decentralization. Here are some interesting facts and a brief overview of Bitcoin (BTC).
What is Bitcoin?
Bitcoin - ticker symbol (BTC) or also (XBT), has an interesting and somewhat mysterious history. It was first theorized and developed in 2008 by an anonymous mystical figure (or a group of developers) using the pseudonym Satoshi Nakamoto.
By 2009, Bitcoin was released as open-source software on developer and cypherpunk web boards. This generated a large amount of buzz within those confined circles. The first or "Genesis" block of the Bitcoin blockchain was mined around this time.
Why was it created?
The need for independent, decentralized and autonomous cryptocurrency like Bitcoin arose from the fallout of the 2008 Global Financial Crisis which exposed the dubious actions of many banks and other financial institutions in the lead up to that meltdown.
By establishing a decentralized cryptocurrency that cannot be minted due to demand and economic factors (such as the state of the economy and inflation as is the case with fiat currency), a new form of commerce and value had been created. Banks and other financial intermediaries had been eliminated from the centre of every financial transaction.
Bitcoin Features
Like all cryptocurrencies that came after its introduction, the Bitcoin blockchain is a public ledger that records all transactions of Bitcoin (BTC). The Bitcoin protocol was eventually developed into a Proof of Work (PoW) consensus algorithm, where miners use computer power to effect transactions and create new blocks. They are rewarded in Bitcoin for this work - usually in fragments of Bitcoin from transaction fees.
Bitcoin like many other cryptocurrencies can be divided down to 8 decimal places and these Bitcoin fragments are referred to as Satoshis (in honour of the blockchain founder).
1 Satoshi = 0.00000001 BTC
Supply and Circulation
There is currently approximately 17.3 million Bitcoin in circulation, with the remainder yet to be released via mining. The total supply of Bitcoin units is 21 million units. There are only 20% of Bitcoins remaining to be mined. If the design of Bitcoin's halving events is factored in, the last Bitcoin is expected to be mined in approximately the year 2140. This finite supply of Bitcoin makes it deflationary. On top of this, about 20% of all Bitcoin is estimated to be lost due to misplaced or forgotten private keys and storage wallet addresses.
Advantages
Decentralization - Bitcoin is not subject to the actions and whims of a central authority such as bank executives, financial institutions or political bodies.
Borderlessness - Bitcoin is the world's first truly global cryptocurrency and many others are following in its wake. Bitcoin could become increasingly more valuable as we continue to move toward a more globalized economy.
Security - The Bitcoin platform is very secure as a result of its blockchain design and the advanced cryptography used in the transaction process.
Market Share & Brand Name Recognition - Bitcoin is the most widely recognized cryptocurrency worldwide as it is the oldest and most popular. It is known even among people outside the crypto community and its firm position at the top of the coin market capitalization lists makes it an obvious choice for investors looking for a "blue chip"recognized cryptocurrency for investment.
Disadvantages
Price Volatility - Bitcoin began at a very low price value when it launched and has steadily increased as the cryptocurrency market has grown exponentially over the last decade. At the time of writing, it has reached an all-time high price of $20,052.60 USD in December 2017 but lately has been relatively steady and holding between $6,000 - $7,000 USD in value. These are quite dramatic swings in its price and, like other cryptocurrencies, can often fluctuate by more than 5% of its price in a single day.
Superseded Technology - As Bitcoin is a first generation cryptocurrency, it does suffer from some flaws in its design that other newer, second and third generation cryptocurrencies have sought to address.
Instant Bitcoin Loans
At Nexo, we offer our signature instant crypto loans in BTC – clients can stake their Bitcoin as collateral for a loan in 45+ fiat currencies and across more than 200 jurisdictions. This Instant Bitcoin Crypto Loan will allow investors to hold onto their Bitcoin.
Due to its popularity, Bitcoin has a vast number of holders around the globe who have sat on their Bitcoin holdings while it remains idle for years on end, and not used in any earning capacity. Nexo can now offer a solution to this problem, by allowing Bitcoin holders to borrow against their existing holdings. In this way, Nexo’s Bitcoin lending service enables holders to build a diverse investment portfolio by leveraging their Bitcoin to acquire a wide array of non-correlated assets.
Also, by retaining Bitcoin via the Bitcoin lending services available on the Nexo Platform, investors do not risk losing any upside potential in the long term. In fact, a Bitcoin loan could be the difference in securing a larger portfolio net worth in the current crypto market climate. Nexo's instant loans are also incredibly tax-efficient.
