Bitcoin Cash-backed loans

Get an Instant Loan
backed with your Bitcoin Cash

Let your crypto work for you. The only insured account that lets you borrow instantly in 45+ fiat currencies and earn daily interest on your idle assets.

$100 Million Insurance
on Custodial Assets

Licensed & Regulated Financial Institution

nexo card and mobile app

How The Nexo Instant
Crypto Credit Line Works

Nexo Nexo

1 Deposit Crypto Assets to
Your Secure Nexo Account

Crypto assets are secured by
renowned custodian BitGo


2 A Credit Line Becomes Instantly
Available. No Credit Checks

Receive an instant flexible credit line
using our fully automated process


3 Spend Money Instantly by Card
or Withdraw to Bank Account

Spend from the credit line at any time.
From 5.9% per year APR on what you use


No Minimum Repayments,
No Hidden Fees

Interest is debited from your available limit.
Make repayments at any time

Nexo Platform Mobile
Nexo Platform

Why Choose The Nexo Platform

Live Automated Platform

  • Nexo has a fully operational instant lending platform with seamless user experience and military-grade security with 256-bit encryption.

Insured Custodian

  • Nexo partners with to secure all crypto assets. BitGo investors include Goldman Sachs and the platform is SOC 2 Type 2 certified. BitGo Custody carries $100 million USD in insurance protections.

Regulatory Compliance

  • Nexo is using to adhere to the strictest KYC and AML global compliance standards. Onfido is also trusted by Coinbase, Revolut, HSBC, Nationwide, TransferWise and Bittrex.

Instant Access To Cash
Without Selling

Nexo Nexo card

Flexible Crypto Credit Line

Your Crypto Credit Line limit is based on the market value of the crypto assets in your Nexo Account. Additional credit is automatically and instantly available upon appreciation of your crypto’s value

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Nexo In Numbers

$1.5+ billion

Processed for 550,000+ Nexo Users


Jurisdictions and 45+ Fiat Currencies Supported

$100 million

Insurance on custodial assets


Followers on Twitter
35,000+ Community on Telegram
25,000+ Facebook Fans

12+ Years

of Successful Track Record in
Online Lending


Around the Clock Customer Support

World's Largest and Most Trusted Crypto Lender



Nexo In The Media

Bitcoin Cash

Billing itself as fulfilling the original promise of Bitcoin as "Peer-to-Peer Electronic Cash", Bitcoin Cash has been a popular cryptocurrency since its recent inception. Here are some interesting facts and a brief overview of Bitcoin Cash - ticker symbol (BCH).

What is Bitcoin Cash?

Bitcoin Cash (BCH) is an open-source cryptocurrency which came about from a Bitcoin hard fork on 1st August 2017. As a result of this, it shares many of the same features and attributes as the original Bitcoin. Many of Bitcoin Cash's advocates, such as cryptocurrency investor and entrepreneur, Roger Ver, strongly believe that Bitcoin Cash is the original Bitcoin in the way its founder intended and could replace Bitcoin as the premier cryptocurrency in the future.

Why Was It Created?

As Bitcoin rose in popularity, a segment of the Bitcoin developer community strongly felt the need to address issues with the blockchain's initial 1-megabyte block size. This resulted in substantial delays in transaction processing times, a limit to the number of transactions that the network could be processed and increased transaction fees. This developer group proposed to create an offshoot of Bitcoin from a hard fork, where the newly created Bitcoin Cash blockchain would have an increased block size limit of 8 megabytes.

On Bitcoin Cash's hard fork launch, the blockchain inherited the transaction history of the Bitcoin cryptocurrency to that date, but all later transactions became separate. Anyone owning Bitcoin at the time of the hard fork inherited the same number of Bitcoin Cash.

Bitcoin Cash Features

Bitcoin Cash's increased block size limit of 8 megabytes allows it to process a higher number of transactions on its ledger. Other than this stark difference, Bitcoin Cash shares many of the same features as the original Bitcoin network, including its shared ledger history, Proof-of-Work (PoW) consensus algorithm which allows for mining and its overall intended use as a cryptocurrency.

Unlike Bitcoin, Bitcoin Cash does not implement Segregated Witness (SegWit), a proposed code adjustment that was designed to free up block space by removing certain parts of the transaction.

Supply and Circulation

There are currently approximately 17.4 million units of Bitcoin Cash (BCH) in circulation. As Bitcoin Cash is a hard fork off of the original Bitcoin blockchain, the cryptocurrency's total supply is the same as Bitcoin at 21 million BCH. The remaining 20% of Bitcoin Cash is yet to be released via mining. This finite supply of Bitcoin Cash makes it deflationary.


Lower Transaction Fees & Options - With its increased block size limit, Bitcoin Cash has a much lower average transaction fee to enable a transfer of BCH compared to Bitcoin. These fees can also be manually set by the sender.

Transaction Speed - Another advantage of Bitcoin Cash's increased 8-megabyte block size limit is a drastic improvement in the number of transactions it can process per second.


Brand Dilution - Any cryptocurrency that carries the Bitcoin name but isn't the original Bitcoin core currency suffers from being what many perceive to be "not the real Bitcoin".

Mining Centralization - As it will require greater computer power to process Bitcoin Cash's larger 8-megabyte blocks, the result could price out smaller miners and favour large concentrated mining pools.

Instant Bitcoin Cash Crypto Loans

Nexo is now offering Instant Bitcoin Cash Crypto Loans. Investors now have the ability to offer their Bitcoin Cash up as collateral for a Bitcoin Cash loan. This Instant Bitcoin Cash Crypto Loan will allow investors to hold onto their Bitcoin Cash and receive borrowed crypto assets against their Bitcoin Cash holdings.

Many of Bitcoin Cash investors tend to sit on their holdings while it remains idle or in little use for lengthy periods of time. By doing this, the investment is not allowed it to be used in any earning capacity. Nexo can now offer a solution to this problem by allowing existing Bitcoin Cash holders to borrow against their existing holdings.

Also, by retaining Bitcoin Cash via a Bitcoin Cash loan with Nexo, investors do not risk losing any of the upside potential in the long term. In fact, a Bitcoin Cash loan could be the contributing factor to a larger portfolio net worth in the present crypto market climate.