BNB-backed loans

Get an Instant Loan
backed with your BNB

Let your crypto work for you. The only insured account that lets you borrow instantly in 45+ fiat currencies and earn daily interest on your idle assets.

$100 Million Insurance
on Custodial Assets

Licensed & Regulated Financial Institution

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How The Nexo Instant
Crypto Credit Line Works

Nexo Nexo

1 Deposit Crypto Assets to
Your Secure Nexo Account

Crypto assets are secured by
renowned custodian BitGo


2 A Credit Line Becomes Instantly
Available. No Credit Checks

Receive an instant flexible credit line
using our fully automated process


3 Spend Money Instantly by Card
or Withdraw to Bank Account

Spend from the credit line at any time.
From 5.9% per year APR on what you use


No Minimum Repayments,
No Hidden Fees

Interest is debited from your available limit.
Make repayments at any time

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Why Choose The Nexo Platform

Live Automated Platform

  • Nexo has a fully operational instant lending platform with seamless user experience and military-grade security with 256-bit encryption.

Insured Custodian

  • Nexo partners with to secure all crypto assets. BitGo investors include Goldman Sachs and the platform is SOC 2 Type 2 certified. BitGo Custody carries $100 million USD in insurance protections.

Regulatory Compliance

  • Nexo is using to adhere to the strictest KYC and AML global compliance standards. Onfido is also trusted by Coinbase, Revolut, HSBC, Nationwide, TransferWise and Bittrex.

Instant Access To Cash
Without Selling

Nexo Nexo card

Flexible Crypto Credit Line

Your Crypto Credit Line limit is based on the market value of the crypto assets in your Nexo Account. Additional credit is automatically and instantly available upon appreciation of your crypto’s value

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Nexo In Numbers

$1.5+ billion

Processed for 550,000+ Nexo Users


Jurisdictions and 45+ Fiat Currencies Supported

$100 million

Insurance on custodial assets


Followers on Twitter
35,000+ Community on Telegram
25,000+ Facebook Fans

12+ Years

of Successful Track Record in
Online Lending


Around the Clock Customer Support

World's Largest and Most Trusted Crypto Lender



Nexo In The Media


As the in-house cryptocurrency token used on the Binance exchange trading platform, Binance Coin has proven to be a popular cryptocurrency. Binance is currently one of the largest cryptocurrency exchanges in terms of trading volume to date. Here are some interesting facts and a brief overview of Binance Coin - ticker symbol (BNB).

What is BNB?

BNB is the native token for the Binance exchange. In mid-July 2017, Binance launched its live exchange platform. The Binance company is headed by Founder and CEO, Changpeng Zao (AKA "CZ"). The strong development team at Binance have close links with the developers of the NEO blockchain protocol, which was similarly founded in China. The exchange recently moved its head operations offices to the European island of Malta.

While BNB is currently an ERC-20 standard token on the Ethereum protocol, eventually Binance plans to transition to it own native "Binance Chain" blockchain. This is part of the development team's vision to create a decentralized exchange. BNB will become the primary exchange currency for this new platform.

Why Was It Created?

BNB is designed to be the underlying gas that powers the Binance ecosystem. The primary function of BNB is to serve as a token that can pay for the fees for all transactions used on the exchange. These transactions including trading fees (which are currently set at 0.1%), withdrawal fees, listing fees and for the purchasing of ICO tokens launched on the exchange.

BNB Features

By using BNB for its primary discount function on the Binance exchange, traders are rewarded with a discount on the fees involved. While this discount was most beneficial in the first year of the exchange (with a 50% discount on all fees), the second year fee discount has scaled back to 25%. Each year for the following three years, this discount will be scaled back gradually. By the fifth year of the exchange, BNB will no longer offer any discount value for any of its fees. The exchange's first year commenced when it was launched on July 15th, 2017.

Supply and Circulation

There are currently approximately 130.8 million units of BNB in circulation, and the token's total supply is currently at approximately 190.8 million BNB. However, this total supply will gradually be reduced as Binance implements a "coinburn" BNB repurchasing plan. This is where 20% of Binance profits will be used to buy back BNB at market value every quarter and essentially dissolve or "burn" them.

This finite and decreasing supply of BNB makes it deflationary.


Available Pairings - As Binance is a large exchange with a wide range of altcoins available for trading, it allows BNB to have a vast number of available pairs. This is rare among many cryptocurrencies and tokens.

Exchange Trading Discount - The obvious major factor that drives BNB's use is the discounts it offers on all Binance fees.

Accessibility - Both Binance and its BNB token offer scalability as they are supported in a wide range of devices from desktops to Android and iOS smartphones.


Security Risk - While Binance is a popular exchange, it does attract unwanted attention from hackers looking to engage in malicious cyber activities. However, there have been no successful security breaches of the exchange to date.

Limited Exposure - While BNB does have a high number of pairings, a limitation of being an exchange token is that it can only really be traded on the Binance exchange. It is listed in a few other places.

Instant BNB Crypto Loans

Nexo is now offering Instant BNB Crypto Loans. For Nexo investors, a new opportunity now exists where they will have the ability to offer their BNB up as collateral for a BNB loan. This Instant BNB Crypto Loan will allow investors to hold onto their BNB and receive borrowed crypto assets against their BNB holdings.

Due to its popularity as one of the top most widely used cryptocurrency exchange platforms, BNB has a vast range of holders from around the globe. Many of these Binance exchange traders tend to sit on their holdings while it remains idle or in little use for significant periods of time. Unfortunately, this doesn't allow these funds to be used in any earning capacity. Nexo can now offer a solution to this problem by allowing existing BNB holders to borrow against their existing holdings.

Also, by retaining BNB via a BNB loan with Nexo, investors do not risk losing any of the upside potential of this cryptocurrency in the long term. In fact, a BNB loan could be the difference in securing a larger portfolio net worth in the current climate of the crypto market.