XRP-backed loans

Obtenir un prêt instantané
adossé à vos XRP

Laissez vos cryptos travailler pour vous. Le seul compte assuré qui vous laisse emprunter instantanément dans +45 devises fiat et qui vous permet de gagner des intérêts tous les jours sur vos actifs non-utilisés.

Comment ça marche

100 millions de dollars d’assurance
sur les biens en dépôt

Le prêteur crypto le plus fiable et le plus important au monde Témoignages

Comment la ligne de crédit instantanée
en cryptomonnaie de Nexo fonctionne

Nexo Nexo

1 Déposez des crypto-actifs sur
votre compte Nexo

Les crypto-actifs sont garantis par
BitGo, le service dépositaire mondialement connu et approuvé par la SEC


2 Une ligne de crédit devient immédiatement
disponible. Aucune vérification de crédit

Recevez une ligne de crédit flexible et instantanée
en utilisant notre procédé entièrement automatisé


3 Dépensez de l’argent instantanément
par carte ou effectuez un retrait vers votre compte bancaire

Utilisez la ligne de crédit à tout moment.
À partir de 8 % par an TAEG sur ce que vous utilisez


Aucun remboursement minimum,
Aucuns frais cachés

L’intérêt est débité de votre limite disponible.
Remboursez votre prêt à tout moment

Nexo Platform Mobile
Nexo Platform

Pourquoi choisir la plateforme Nexo

Plateforme automatisée en direct

  • Nexo est une plateforme de prêt instantané pleinement opérationnelle offrant une expérience utilisateur transparente et la meilleure sécurité grâce à son système de cryptage militaire de 256 bits.

Dépositaire assuré

  • Nexo s’est associé à pour sécuriser tous les crypto-actifs. BitGo est assuré par Lloyd’s, soutenu par Goldman Sachs et est conforme au Niveau 3 CCSS et au SOC 2.

Respect de la réglementation

  • Nexo utilise pour adhérer aux normes les plus strictes de conformité internationale KYC et AML. Onfido est également approuvé par Coinbase, Revolut, HSBC, Nationwide, TransferWise et Bittrex.

Profitez instantanément de votre argent
sans devoir vendre

Nexo Nexo card

Ligne de crédit instantanée et flexible en cryptomonnaie

Votre limite de ligne de crédit est basée sur la valeur marchande des crypto-actifs que vous détenez sur votre compte Nexo. Le crédit supplémentaire est disponible automatiquement et instantanément au moment de l’évaluation de la valeur de vos cryptomonnaies

En savoir plus  

Nos clients nous aiment

Nexo en chiffres

500 millions de dollars

de chiffre d’affaire pour plus de 200 000 utilisateurs Nexo

+ 200

juridictions et plus de 45 devises fiat prises en charge

+ 1 milliard de dollars

en demandes de prêts
instantanés adossés à de la cryptomonnaie

+ 40 000

Communautés sur Telegram et
+38 000 sur Twitter

Plus de 10 ans

d’expérience florissante dans
les prêts en ligne


Nexo dans les médias


Most often used by banks and other financial institutions to fortify their operational infrastructure, Ripple is both a distributed open source internet protocol and a cryptocurrency. It managed to rise to astonishing prominence during 2017. It has continued to dominate via its market capitalization, sitting within the top three cryptocurrencies since that time. Here are some interesting facts and a brief overview of Ripple - ticker symbol (XRP).

What is Ripple?

Ripple can be described as a real-time gross settlement system (RTGS) as well as a currency exchange and remittance network. It supports tokens that represent a wide range of items of value from fiat money, commodities and cryptocurrency to frequent flier miles and mobile minutes.

Ripple was founded in 2013 by Ripple Labs Inc. – a group of developers who had been working on prototypes of this kind of system dating back to 2004. The "Ripple" name can refer to three identities related to the project: Ripple Labs (the founding company that oversees the development of Ripple), the Ripple Transaction Protocol (RTXP), and the network's native cryptocurrency, (XRP), also known as Ripples.

Why Was It Created?

The Ripple protocol (XRP) was created to enable the near-instant and direct transfer of money between two parties. The main purpose of the Ripple platform is to enable the movement of large amounts of currency, cryptocurrency and other values around the world rapidly. While it can be used for individual-to-individual transactions, the platform was primarily built for banks, other large institutions and payment providers.

The use of XRP is totally independent of the Ripple network in general. Consequently, banks can use Ripple software to transfer money between different foreign currencies. Ripple Labs has claimed that over 100 major banks worldwide have signed up to the Ripple network (RippleNet).

XRP (Ripple) Features

Ripple is based on a shared public database that is managed by a network of independently validating servers that constantly compare transaction records. This common ledger makes use of a consensus process between those validating servers to ensure integrity. While it is consensus-oriented, Ripple is not a blockchain. Instead, it uses the Ripple Protocol Consensus Algorithm (RPCA).

RippleNet is the network of financial institutions that uses the following Ripple products:

  • Ripple's xCurrent platform uses a distributed ledger called "Interledger" and is the platform used by banks and other financial institutions to settle cross-border payments.
  • Ripple's XRP token is used by the xRapid platform where originating funds are converted into XRP before being transferred to their destination.
  • xVia is a user interface that has been designed to make these other platforms easier to use.

Like other cryptocurrencies, XRP can be divided down to many decimal places – in Ripple's case 6 decimal places. These Ripple fragments are referred to as "drops".

1 Drop = 0.000001 XRP

Supply and Circulation

There are currently approximately 40.3 billion units of Ripple in circulation, and the cryptocurrency's total supply is approximately 99.99 billion XRP.

This finite and slowly depleting supply of Ripple makes it deflationary.


Transaction Speed - Unlike the transaction speed issues that have plagued many other cryptocurrencies (such as Bitcoin), Ripple can handle 1,500 transactions per second (tps). It has recently been updated to scale to levels similar to Visa at 50,000 tps.

Minimal Transaction Fees- Unlike some other cryptocurrencies, Ripple has a minimal internal transaction commission of just 1 drop (0.000001 XRP). This is designed to prevent DDoS attacks.

Legitimacy - Ripple Labs is an official organization that has earned the trust of many banks. It is not just another blockchain startup from an unknown company.


Price Volatility - While Ripple began at a very low value when it launched and for its first few years, it has steadily increased as the cryptocurrency market has grown exponentially over the last few years. It is common to see the value of Ripple increase or decrease by 5 percent or more in a single day.

Questionable Decentralization - When 100 billion XRP was created, 20 billion XRP (or 20 percent) was retained by the founders of Ripple Labs. This centralized control is in direct contrast to the ideals and advantages of decentralized blockchains like Bitcoin.

Instant XRP (Ripple) Crypto Loans

Nexo is now offering Instant XRP (Ripple) Crypto Loans. Investors now have the ability to offer their XRP up as collateral for a XRP loan. This Instant Ripple Crypto Loan will allow investors to hold onto their XRP and receive borrowed crypto assets against their holdings.

Due to its popularity as one of the top three most widely held cryptocurrencies, XRP has a vast range of holders around the globe. Many of these XRP investors tend to sit on their holdings while it remains idle or in little use for long periods of time, and not allow it to be used in any earning capacity. Nexo can now offer a solution to this problem by allowing existing XRP holders to borrow against their existing holdings.

Also, by retaining XRP via an XRP loan with Nexo, investors do not risk losing any of the upside potential in the long term. In fact, an XRP loan could be the difference in securing a larger portfolio net worth in the present climate of the crypto market.