Bitcoin-backed loans

Obtenir un prêt instantané
adossé à vos Bitcoin

Laissez vos cryptos travailler pour vous. Le seul compte assuré qui vous laisse emprunter instantanément dans +45 devises fiat et qui vous permet de gagner des intérêts tous les jours sur vos actifs non-utilisés.

Comment ça marche

100 millions de dollars d’assurance
sur les biens en dépôt

Le prêteur crypto le plus fiable et le plus important au monde Témoignages

Comment la ligne de crédit instantanée
en cryptomonnaie de Nexo fonctionne

Nexo Nexo

1 Déposez des crypto-actifs sur
votre compte Nexo

Les crypto-actifs sont garantis par
BitGo, le service dépositaire mondialement connu et approuvé par la SEC


2 Une ligne de crédit devient immédiatement
disponible. Aucune vérification de crédit

Recevez une ligne de crédit flexible et instantanée
en utilisant notre procédé entièrement automatisé


3 Dépensez de l’argent instantanément
par carte ou effectuez un retrait vers votre compte bancaire

Utilisez la ligne de crédit à tout moment.
À partir de 8 % par an TAEG sur ce que vous utilisez


Aucun remboursement minimum,
Aucuns frais cachés

L’intérêt est débité de votre limite disponible.
Remboursez votre prêt à tout moment

Nexo Platform Mobile
Nexo Platform

Pourquoi choisir la plateforme Nexo

Plateforme automatisée en direct

  • Nexo est une plateforme de prêt instantané pleinement opérationnelle offrant une expérience utilisateur transparente et la meilleure sécurité grâce à son système de cryptage militaire de 256 bits.

Dépositaire assuré

  • Nexo s’est associé à pour sécuriser tous les crypto-actifs. BitGo est assuré par Lloyd’s, soutenu par Goldman Sachs et est conforme au Niveau 3 CCSS et au SOC 2.

Respect de la réglementation

  • Nexo utilise pour adhérer aux normes les plus strictes de conformité internationale KYC et AML. Onfido est également approuvé par Coinbase, Revolut, HSBC, Nationwide, TransferWise et Bittrex.

Profitez instantanément de votre argent
sans devoir vendre

Nexo Nexo card

Ligne de crédit instantanée et flexible en cryptomonnaie

Votre limite de ligne de crédit est basée sur la valeur marchande des crypto-actifs que vous détenez sur votre compte Nexo. Le crédit supplémentaire est disponible automatiquement et instantanément au moment de l’évaluation de la valeur de vos cryptomonnaies

En savoir plus  

Nos clients nous aiment

Nexo en chiffres

500 millions de dollars

de chiffre d’affaire pour plus de 200 000 utilisateurs Nexo

+ 200

juridictions et plus de 45 devises fiat prises en charge

+ 1 milliard de dollars

en demandes de prêts
instantanés adossés à de la cryptomonnaie

+ 40 000

Communautés sur Telegram et
+38 000 sur Twitter

Plus de 10 ans

d’expérience florissante dans
les prêts en ligne


Nexo dans les médias


Bitcoin is the first, the most well-known cryptocurrency and the one with the largest adoption that spawned the FinTech move towards blockchain and decentralization. Here are some interesting facts and a brief overview of Bitcoin (BTC).

What is Bitcoin?

Bitcoin - ticker symbol (BTC) or also (XBT), has an interesting and somewhat mysterious history. It was first theorized and developed in 2008 by an anonymous mystical figure (or a group of developers) using the pseudonym Satoshi Nakamoto.

By 2009, Bitcoin was released as open-source software on developer and cypherpunk web boards. This generated a large amount of buzz within those confined circles. The first or "Genesis" block of the Bitcoin blockchain was mined around this time.

Why was it created?

The need for independent, decentralized and autonomous cryptocurrency like Bitcoin arose from the fallout of the 2008 Global Financial Crisis which exposed the dubious actions of many banks and other financial institutions in the lead up to that meltdown.

By establishing a decentralized cryptocurrency that cannot be minted due to demand and economic factors (such as the state of the economy and inflation as is the case with fiat currency), a new form of commerce and value had been created. Banks and other financial intermediaries had been eliminated from the centre of every financial transaction.

Bitcoin Features

Like all cryptocurrencies that came after its introduction, the Bitcoin blockchain is a public ledger that records all transactions of Bitcoin (BTC). The Bitcoin protocol was eventually developed into a Proof of Work (PoW) consensus algorithm, where miners use computer power to effect transactions and create new blocks. They are rewarded in Bitcoin for this work - usually in fragments of Bitcoin from transaction fees.

Bitcoin like many other cryptocurrencies can be divided down to 8 decimal places and these Bitcoin fragments are referred to as Satoshis (in honour of the blockchain founder).

1 Satoshi = 0.00000001 BTC

Supply and Circulation

There is currently approximately 17.3 million Bitcoin in circulation, with the remainder yet to be released via mining. The total supply of Bitcoin units is 21 million units. There are only 20% of Bitcoins remaining to be mined. If the design of Bitcoin's halving events is factored in, the last Bitcoin is expected to be mined in approximately the year 2140. This finite supply of Bitcoin makes it deflationary. On top of this, about 20% of all Bitcoin is estimated to be lost due to misplaced or forgotten private keys and storage wallet addresses.


Decentralization - Bitcoin is not subject to the actions and whims of a central authority such as bank executives, financial institutions or political bodies.

Borderlessness - Bitcoin is the world's first truly global cryptocurrency and many others are following in its wake. Bitcoin could become increasingly more valuable as we continue to move toward a more globalized economy.

Security - The Bitcoin platform is very secure as a result of its blockchain design and the advanced cryptography used in the transaction process.

Market Share & Brand Name Recognition - Bitcoin is the most widely recognized cryptocurrency worldwide as it is the oldest and most popular. It is known even among people outside the crypto community and its firm position at the top of the coin market capitalization lists makes it an obvious choice for investors looking for a "blue chip"recognized cryptocurrency for investment.


Price Volatility - Bitcoin began at a very low price value when it launched and has steadily increased as the cryptocurrency market has grown exponentially over the last decade. At the time of writing, it has reached an all-time high price of $20,052.60 USD in December 2017 but lately has been relatively steady and holding between $6,000 - $7,000 USD in value. These are quite dramatic swings in its price and, like other cryptocurrencies, can often fluctuate by more than 5% of its price in a single day.

Superseded Technology - As Bitcoin is a first generation cryptocurrency, it does suffer from some flaws in its design that other newer, second and third generation cryptocurrencies have sought to address.

Instant Bitcoin Loans

At Nexo, we offer our signature instant crypto loans in BTC – clients can stake their Bitcoin as collateral for a loan in 45+ fiat currencies and across more than 200 jurisdictions. This Instant Bitcoin Crypto Loan will allow investors to hold onto their Bitcoin.

Due to its popularity, Bitcoin has a vast number of holders around the globe who have sat on their Bitcoin holdings while it remains idle for years on end, and not used in any earning capacity. Nexo can now offer a solution to this problem, by allowing Bitcoin holders to borrow against their existing holdings. In this way, Nexo’s Bitcoin lending service enables holders to build a diverse investment portfolio by leveraging their Bitcoin to acquire a wide array of non-correlated assets.

Also, by retaining Bitcoin via the Bitcoin lending services available on the Nexo Platform, investors do not risk losing any upside potential in the long term. In fact, a Bitcoin loan could be the difference in securing a larger portfolio net worth in the current crypto market climate. Nexo's instant loans are also incredibly tax-efficient.