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Earn Crypto Interest

Earn 12%
on Crypto

Make your idle digital assets work for you with Nexo. Start earning up to 12% APR, paid out daily.

Unique daily payouts
Compounding interest
Full control over your funds
Military-grade security

Beat Volatility & Earn
Without the Risk

Calculate Your Crypto Yield

Select a coin and enter an amount to see how much interest you could be generating on your assets.

btc logo Bitcoin

The calculator represents compounding interest earned in-kind and the calculated value consists of both the principal amount and earned interest.

In 24 months you will have $1256.34

Supported Assets & Rates

Diversify your portfolio with our growing selection of 23 digital assets, including BTC, ETH, NEXO, stablecoins, and more.

Why Earn with Nexo

Grow your portfolio exponentially while keeping your crypto safe.

Compounding Daily Payouts
Compounding Daily Payouts
With Nexo’s unique daily payouts*, you get instant access to the interest you’ve earned. Your yield is automatically paid to your Nexo account, so the next day, you begin earning interest on top of it, too. That way your daily payouts only get bigger over time! Daily payouts apply only to our FLEX offering.
Flexible Earnings
Flexible Earnings
Maximize your crypto yield with our bonus rates for term deposits. Trade while you earn with our FLEX offering. Or create a Fixed Term deposit to get an additional interest on your assets.
Zero Fees
Zero Fees
We never charge you any hidden fees or commissions for adding, withdrawing or holding funds. Withdraw at any time without losing your accrued interest or add funds whenever you want to earn even more.
Top-tier Insurance
Top-tier Insurance
All digital assets held in your Nexo account benefit from a $375M insurance by our industry-renowned custodians in the event of third-party hacks, theft, or loss of private keys.

$50M+ Already paid out
in interest

2M+ Nexo users
worldwide

20 Supported
cryptocurrencies

200+ Available
jurisdictions

How to Start Earning on Crypto

Create your Nexo account and go from zero to earning in less than a minute. All you have to do is:
Buy or transfer crypto to your Nexo account.
You’re all set – no further action is needed! You’re now earning compounding interest on your crypto, paid out daily.

Yes, We Can Help You Earn Big…
But That’s Not All!

Make the most of your digital assets with Nexo’s
full suite of crypto products.

Here’s What Our 2M+ Users Are Saying About Us

Christopher Epstein

From top-notch service, competitive rates, and multiple ways to earn while keeping my crypto safe, everything about Nexo has been positive.

@derBaecker94

Using Nexo for over a year, within others to earn interest on XRP. Could not be happier. All working smoothly.

S'phumelele Mbiko

Great platform to earn interest daily on your crypto and fiat currencies and helpful customer service. I recommend.

@prettyboibeau

My platform of choice for HODLing all of my mainstream crypto, whilst also earning 5% daily compounded interest! (6% if I choose monthly simple interest).

Karen

Nexo offers the perfect solution for Bitcoin HODLers!

@osonwanne

Nexo offers crypto enthusiasts the best of both worlds - instant access to cash while retaining ownership of their crypto.

Alen Turk

The thing I like most is that I earn interests and all the money is protected and insured by Nexo.

@A3bCrypto

I simply love Nexo! The APR is amazing!

Mark Ouwehand

Finally a way to earn interest on crypto, and to borrow against crypto. So easy to use, love it!

@bechokoy_betts

Nexo has been so great for me for the past 2 years. I earn 6% while adding to my bags every month.

Vijay

The only platform with zero fees, and the only place to store crypto and earn savings.

@ClintWhitney

Nexo has been probably my best investment in the last 12 months. Seriously. Plus, I earn incredible 6% on my BTC and various % on other coins.

Eliott Ross

If your looking for a place to earn interest and manage your cryptocurrency with a simple to use platform Nexo is the solution.

@ChuckMcA

Bought $Nexo tokens to gain platinum and earn higher percentage rates on deposited coins. Now Nexo has surged past $2 making it one of my larger bags.

Ryan Christopher

Offers great ROI and lets me earn on all of my crypto accounts in a way that I understand and can manage comfortably.

@Brn2wice

Recently joined Nexo, and it has been great! Earn interest on your holdings. Borrow against it without spending your crypto. No brainer!

Alex H.

Such an easy way to store your crypto and earn passive income. I’ve been using the platform for a while, and I recommend it to friends and family. Thanks, Nexo!

@PangurBan869

Nexo has a great platform, and I love their earn program. It’s the place to HODL! #LoveNexo

Martin Janicina

I don't know a better place to earn interest on crypto and fiat other than Nexo.

@lilacfilms

I had no idea where to start with Crypto, and had it not been for Nexo. I probably would never have got involved. Their platform makes everything so easy!

FAQs

How is Nexo able to pay interest on my crypto?

Similar to a conventional savings account, Nexo allows you to earn interest on your assets by lending them to retailers, businesses, and institutions.

However, the key difference is that we lend your funds only on an overcollateralized basis. We keep our rates stable over time because of Nexo’s risk policy to never lend without collateral. Your funds are backed no matter how the market moves, practically eliminating risk.

NEXO Others
Lending Based on
The Balance Sheet
https://nexo.io/media/pages/storage/images/3259bd5b2e-1631610939/icon-green-tick.svg No https://nexo.io/media/pages/storage/images/8f8672ea5e-1631610940/icon-red-cross.svg Yes
Оvercollateralized
Lending Only
https://nexo.io/media/pages/storage/images/3259bd5b2e-1631610939/icon-green-tick.svg Yes https://nexo.io/media/pages/storage/images/8f8672ea5e-1631610940/icon-red-cross.svg No
$375M Insurance https://nexo.io/media/pages/storage/images/3259bd5b2e-1631610939/icon-green-tick.svg Yes https://nexo.io/media/pages/storage/images/8f8672ea5e-1631610940/icon-red-cross.svg No

Note: Apart from lending your assets, Nexo might convert, pledge, re-pledge, hypothecate, rehypothecate, sell, or otherwise transfer, dispose of or use any amount of them, separately or together with other property, and for any period of time, and without retaining in our possession and/or control for delivery a like amount thereof or any other assets, at our sole and absolute discretion. Any such action will be performed in our name only and you will have no benefits and liabilities from it.

What do I have to do to start earning?

Signing up for a Nexo account takes less than a minute:

  1. Open the Nexo platform or the Nexo app.
  2. Complete your verification.
  3. Buy or transfer crypto to your account.
  4. You’re all set! You’re now earning daily interest on your digital assets.

Note: You’ll start earning interest the next day after your transfer. Keep in mind that assets used as collateral for our Instant Crypto Credit Lines™ will not earn interest.

What are the interest rates?

Your interest rate is determined by:

  1. Your Loyalty tier, which in turn depends on the ratio of NEXO Tokens against the balance of other assets in your portfolio. The requirements for each tier are as follows:
    • Base: No NEXO Tokens are needed.
    • Silver: At least 1% of the Portfolio Balance in your account must comprise NEXO Tokens.
    • Gold: At least 5% of the Portfolio Balance in your account must comprise NEXO Tokens.
    • Platinum: At least 10% of the Portfolio Balance in your account must comprise NEXO Tokens.
  2. The type of interest payout you choose:
    • Earning ‘in kind’ means you receive your interest payments in the currency you’re earning on.
    • Earning in NEXO means you receive interest payments in NEXO Tokens and benefit from an additional 2% interest on all your holdings.
  3. The type of saving term: FLEX or Fixed. If you choose to create a 1-month Fixed Term on your crypto, you’ll earn an extra 1% interest.

Learn more about our interest rates here.

How do I get Nexo’s highest interest rate?

To receive 12% interest on your stablecoins, you have to:

  • Become a Platinum Loyalty tier client by making sure 10% or more of your Portfolio Balance comprises NEXO Tokens.
  • Opt to earn your interest in NEXO Tokens for an additional 2% interest.

Example:

Value of assets in your Nexo account: $10,000

Value of NEXO Tokens required for you to get the highest interest: min. of $1,000 in NEXO Tokens

To activate Earn in NEXO:

  1. Open the Nexo platform or the Nexo app.
  2. Click on the ‘Settings’ menu in the ‘My Profile’ section.
  3. Activate the option to Earn in NEXO.

Note: Please be aware that the Nexo Earn Product, including Earn in NEXO, is not available for citizens or residents of certain jurisdictions, including where restrictions may apply, such as Bulgaria, Estonia, the States of New York, Kentucky, Arkansas, Texas, New Jersey, Alabama and Washington.

How does Nexo keep my crypto safe?

Nexo is raising the bar for the entire blockchain space by utilizing the most rigorous KYC and AML policies, impeccable risk assessment, data protection, and enhanced cybersecurity.

We keep your digital assets safe while you’re earning interest through our multifaceted approach to security, including:

  • Military-grade 256-bit encryption for your Nexo account.
  • Storage in Class III vaults through leading blockchain custodians, including BitGo, Ledger Vault, and others.
  • $375M insurance from our custodial partners via Lloyd’s of London and Marsh & Arch.
  • ISO/IEC 27001:2013 certificate guaranteeing Nexo’s security infrastructure is of the highest standard.
  • 200–500% overcollateralized crypto credit lines. Nexo never issues credit on a non-collateralized basis, thus ensuring your funds are backed no matter how the market moves.

You can learn more about our security and insurance here.

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Ready to Make the Most of Your Crypto?

Move your idle digital assets to Nexo and start earning up to 12% APR in less than a minute.