Start earning up to 12% interest in two simple steps:

1. Open the Nexo platform or the Nexo Wallet App
2. Transfer assets into your Nexo Wallet

You’re all set! Now you’re earning daily interest that automatically goes into your Savings Wallet.

Note: You’ll start earning interest at least 24 hours after your transfer. Also, assets held in your Credit Line Wallet (i.e. assets being used as collateral) will not earn interest.

Find out which digital assets are currently available for our Earn suite and what the exact interest rates are in our help center.

Earn up to 12% interest on GBP, EUR, and USD, following these three simple steps:

1. Open the Nexo platform or the Nexo Wallet App.
2. Complete Basic and Advanced Verification.
3. Transfer your fiat into your Nexo account. Don‘t forget to use your unique reference code!

That’s it! You’ll instantly start earning interest as soon as the transaction is confirmed.

Note: The minimum top-up amounts are €1,000 for EUR, £10 for GBP.

For more detailed information, visit our help center.

To receive up to 12% interest on your savings, you have to:

• Become a Platinum Loyalty tier client by making sure at least 10% of your Portfolio Balance comprises NEXO Tokens.
• Opt to earn your interest in NEXO Tokens for an additional 2% interest.

Example:

Value of assets in your Savings Wallet: $10,000

Value of NEXO Tokens required for you to get the highest interest: min. of $1,000 in NEXO Tokens

To activate Earn in NEXO:

1. Open the Nexo platform or the Nexo Wallet App.
2. Click on the “Settings” menu in the “My profile” section.
3. Activate the option to Earn in NEXO.

Your interest rate is determined by:

1. Your Loyalty tier, which in turn depends on the ratio of NEXO Tokens against the balance of other assets in your portfolio. The requirements for each tier are as follows:

• Base: No NEXO Tokens are needed.
• Silver: At least 1% of the Portfolio Balance in your account must comprise NEXO Tokens.
• Gold: At least 5% of the Portfolio Balance in your account must comprise NEXO Tokens.
• Platinum: At least 10% of the Portfolio Balance in your account must comprise NEXO Tokens.

2. Whether you choose to receive your interest in kind or NEXO Tokens:

• Earning in kind means you receive your interest payments in the currency you’re earning on.
• Earning in NEXO means you receive interest payments in NEXO Tokens and benefit from an extra 2% interest on all your holdings.

You can calculate your daily interest as shown below:

Daily Interest = Principal amount (in the original cryptocurrency) x (interest rate/365)

Note: Your interest rate will change depending on the ratio of NEXO Tokens to other assets in your portfolio and whether you decide to earn interest in NEXO or in kind.

Learn more about our interest rates here.