Earn Pax Dollar Interest

Earn Up to 12% on Pax Dollar

Make your idle USDP work for you with Nexo. Start earning up to 12% APR, paid out daily.

Start Earning

Compounding daily payouts

No hidden fees or commissions

Full control over your assets 24/7

Insured for up to $375М by BitGo & Ledger

Say Goodbye to Your
Old Savings Account

In a time when interest rates on conventional accounts are pinned to the floor, it is increasingly challenging to supplement your passive income.

With Nexo, you can snowball your way to wealth on terms that blow all traditional methods away. Grow your USDP holdings faster with up to 12% annual interest, paid out daily.

Just top up and start earning immediately – no further action is needed on your side.

Calculate Your Pax Dollar Yield

Enter an amount to see how much interest you could be generating on your USDP.

usdp logo Pax Dollar
Start Earning

This calculator is for informational purposes only. Calculated yields assume that principal and interest remain in your Nexo account.

In 24 months you will have $1256.34

Why Earn with Nexo

Grow your portfolio exponentially while keeping your USDP safe.

Compounding Daily Payouts
Compounding Daily Payouts
With Nexo’s unique daily payouts, you get instant access to the interest you’ve earned.
Your yield is automatically paid to your Nexo account, so the next day, you begin earning interest on top of it, too. That way your daily payouts only get bigger over time!
Start Earning
Flexible Earnings
Flexible Earnings
Withdrawal anytime and swap your Pax Dollars for other assets while you continue to earn. Or get an extra 2% interest on your USDP if you opt to receive your payout in NEXO Tokens.
Start Earning
Zero Fees
Zero Fees
We never charge you any hidden fees or commissions for adding, withdrawing or holding funds. Withdraw at any time without losing your accrued interest or add funds whenever you want to earn even more.
Start Earning
Top-Tier Insurance
Top-Tier Insurance
All digital assets held in your Nexo account benefit from a $375M insurance by our industry-renowned custodians in the event of third-party hacks, theft, or loss of private keys.
Start Earning

$200M+ Already paid out
in interest

4М+ Nexo users
worldwide

32 Supported
cryptocurrencies

200+ Available
jurisdictions

How to Start Earning on Pax Dollars

Create your Nexo account and go from zero to earning in less than a minute. All you have to do is:
Transfer USDP to your Nexo account.
You’re all set – no further action is needed! You’re now earning compounding interest on your USDP, paid out daily.
app store badge google play store badge

Here’s What Our 4М+ Users Are Saying About Us

Christopher Epstein
From top-notch service, competitive rates, and multiple ways to earn while keeping my crypto safe, everything about Nexo has been positive.
@derBaecker94
Using Nexo for over a year, within others to earn interest on XRP. Could not be happier. All working smoothly.
S'phumelele Mbiko
Great platform to earn interest daily on your crypto and fiat currencies and helpful customer service. I recommend.
@prettyboibeau
My platform of choice for HODLing all of my mainstream crypto, whilst also earning 5% daily compounded interest! (6% if I choose monthly simple interest).
@osonwanne
Nexo offers crypto enthusiasts the best of both worlds - instant access to cash while retaining ownership of their crypto.
Karen
Nexo offers the perfect solution for Bitcoin hodlers!
@A3bCrypto
I simply love Nexo! The APR is amazing!
Alen Turk
The thing I like most is that I earn interests and all the money is protected and insured by Nexo.
@bechokoy_betts
Nexo has been so great for me for the past 2 years. I earn 6% while adding to my bags every month.
Mark Ouwehand
Finally a way to earn interest on crypto, and to borrow against crypto. So easy to use, love it!
Vijay
Nexo is the only platform with zero fees, and the only place to store crypto and earn savings.
@ClintWhitney
Nexo has been probably my best investment in the last 12 months. Seriously. Plus I earn incredible 6% on my BTC and various % on other coins.
@ChuckMcA
Bought $Nexo tokens to gain platinum and earn higher percentage rates on deposited coins. Now Nexo has surged past $2 making it one of my larger bags.
Eliott Ross
If your looking for a place to earn interest and manage your cryptocurrency with a simple to use platform Nexo is the solution.
@Brn2wice
Recently joined Nexo and it has been great! Earn interest on your holdings. Borrow against it without spending your crypto. No brainer!
Ryan Christopher
Offers great ROI and lets me earn on all of my crypto accounts in a way that I understand and can manage comfortably.
Martin Janicina
I don't know a better place to earn interest on crypto and fiat other than Nexo.
Alex H.
Such an easy way to store your crypto and earn passive income. I’ve been using the platform for a while and I recommend it to friends and family. Thanks, Nexo!
@PangurBan869
Nexo has a great platform and I love their earn program. It’s the place to HODL! #LoveNexo
@lilacfilms
I had no idea where to start with Crypto and had it not been for Nexo I probably would never have got involved. The platform makes everything so easy to use!

Supported Assets & Rates

Diversify your portfolio with our growing selection of 32 digital assets, including BTC, ETH, NEXO, stablecoins, and more.

36% APY

Earn AXS Interest

9% APY

Earn APE Interest

12% APY

Earn KSM Interest

11% APY

Earn ATOM Interest

10% APY

Earn FTM Interest

10% APY

Earn NEAR Interest
For a further breakdown of our earning rates based on your Loyalty tier and the size of your holdings, visit our dedicated blog post.

FAQs

What do I have to do to start earning?

Signing up for a Nexo account takes less than a minute:

  1. Open the Nexo platform or the Nexo app.
  2. Complete your verification.
  3. Buy or transfer at least 1.00 USDP to your account.
  4. You’re all set! You’re now earning daily interest on your digital assets.

Note: You’ll start earning interest the next day after your transfer. Keep in mind that USDP used as collateral for our Instant Crypto Credit Lines™ will not earn interest.

What are the interest rates?

Your interest rate is determined by:

  1. Your Loyalty tier, which in turn depends on the ratio of NEXO Tokens against the balance of other assets in your portfolio. The requirements for each tier are as follows:
    • Base: No NEXO Tokens are needed.
    • Silver: At least 1% of the Portfolio Balance in your account must comprise NEXO Tokens.
    • Gold: At least 5% of the Portfolio Balance in your account must comprise NEXO Tokens.
    • Platinum: At least 10% of the Portfolio Balance in your account must comprise NEXO Tokens.
  2. The type of interest payout you choose:
    • Earning ‘in kind’ means you receive your interest payments in the currency you’re earning on – in this case, USDP.
    • Earning in NEXO means you receive interest payments in NEXO Tokens and benefit from up to 2% additional interest on all your holdings.

Learn more about our interest rates here.

How do I get Nexo’s highest USDP interest rate?

To receive 12% interest on your Pax Dollars, you have to:

  • Become a Platinum Loyalty tier client by making sure 10% or more of your Portfolio Balance comprises NEXO Tokens.
  • Opt to earn your interest in NEXO Tokens for up to 2% additional interest.

Example:

Value of assets in your Nexo account: $10,000

Value of NEXO Tokens required for you to get the highest interest: min. of $1,000 in NEXO Tokens

To activate Earn in NEXO:

  1. Open the Nexo platform or the Nexo app.
  2. Click on the ‘Settings’ menu in the ‘My Profile’ section.
  3. Activate the option to Earn in NEXO.

Note: Please be aware that the Nexo Earn Product, including Earn in NEXO, is not available for citizens or residents of certain jurisdictions, including where restrictions may apply, such as the USA, Bulgaria, and Estonia.

How does Nexo keep my Pax Dollars safe?

Nexo is raising the bar for the entire blockchain space by utilizing the most rigorous KYC and AML policies, impeccable risk assessment, data protection, and state-of-the-art cybersecurity.

We keep your Pax Dollars safe while you’re earning interest through our multifaceted approach to security, including:

  • Military-grade 256-bit encryption and fraud monitoring mechanisms for your Nexo account.
  • Bank-grade cold storage in Class III vaults through leading blockchain custodians, including BitGo, Ledger Vault, and others.
  • $375M insurance from our custodial partners via Lloyd’s of London and Marsh & Arch.
  • ISO/IEC 27001:2013 certificate guaranteeing Nexo’s security infrastructure is of the highest standard.
  • 200–500% overcollateralized crypto credit lines. Nexo never issues credit on a non-collateralized basis, thus ensuring your funds are backed no matter how the market moves.

You can learn more about our security and insurance here.

Can't see your question listed above?
Visit our Help Center

More Ways to Get the Best Out of Nexo

Our products are even more powerful when used together.

Buy Crypto

Buy crypto instantly and securely with just the tap of a button. Choose from 38 different digital assets.

Learn More

Exchange Seamlessly

Swap 300+ market pairs via Nexo’s Crypto Exchange with lightning speed and no price fluctuations.

Learn more

Borrow Instantly

With Nexo’s Instant Crypto Credit Lines, you can borrow funds from 0% APR without selling your crypto.

Learn More

Ready to Make the Most of Your USDP?

Move your idle Pax Dollars to Nexo and start earning up to 12% APR in less than a minute.

Start Earning